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101 E Tarpon St #5B, South Padre Island, TX, 78597

3beds
2baths
1,267sqft
$385,000
$304price/sqft
$2,723/moest. monthly cost
$108,920/yrincome needed

About This Home

Unique opportunity - A MUST see! Stunning 3-bedroom and 2-bath condo spanning over 1267 square feet! Gorgeous floor planI, bright and airy with high ceilings, crown molding, and ceramic tile in the living areas. The condo sells furnished for your What a Convenience! Larger than normal kitchen with granite countertops and generous bar area for entertainment. Complete stainless steel appliances and plenty of counter space for gatherings. Large walking showers and closets. The French doors will lead you to the balcony. Rare find is having a covered assigned parking space with space for 2 cars. Exclusive pool with large paved deck for a BBQ entertaining area or simply to relax under the sunny skies. Centrally located at walking distance from the beach, restaurants and entertainment. The HOA includes insurance, cable, water, trash, and maintenance! AC installed in 2023 makes this unit a possible excellent rental, last year generating approx. $30,000 in gross income.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
Garriga Elementary SchoolGrades PK-53.4 mi
4/10
4/10
Port Isabel High SchoolGrades 8-125.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Tile

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,267
  • Total interior livable area: 1,267 sqft

Property

Features

  • Private pool: Yes
  • Pool features: Outdoor Pool,Pool-Outdoor
  • Exterior features: BBQ Area,Balcony
  • Fencing: Fenced
  • Waterfront features: Gulf Interior

Lot

  • Lot size: 1,672 sqft

Parking

  • Parking features: Assigned,Covered

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$106$1,272
Property Taxes $433$5,196
Electricity $238$2,859
Total$2,723$32,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,360/yr
40% on housing$81,690/yr
45% on housing$72,613/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 78597$299
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78597$411
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-18Listed for sale$385,000

For Sale by Agent

AgentRosa M. Hands
BrokerageBlue Ocean Realty Group

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