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131 Phillips Dr, Crestview, FL, 32536

5beds
3baths
3,283sqft
$354,900
$108price/sqft
$2,926/moest. monthly cost
$117,040/yrincome needed

About This Home

HUGE- 5 BEDROOM/ 3 FULL BATH brick home offers everything you need for comfortable living and entertaining. Step inside to find beautiful hardwood floors that flow seamlessly throughout most of the home. Enjoy new appliances in the modern kitchen placed conveniently next to a formal dinging room. New Hvac System & Roof less than 10 years old. The huge 2-car garage with plenty of space for vehicles and extra storage. Plus, a versatile space that could serve as a business, office or an ideal area for entertaining. Situated on a sprawling lot, this property offers plenty of outdoor space for toys, activities, gardening, or simply unwinding in your own private retreat.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
8/10
Davidson Middle SchoolGrades 6-81.2 mi
4/10
Crestview High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1966

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding,Trim Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Water Heater

Bedroom

  • Level: First
  • Area: 240.25
  • Dimensions: 15.5 x 15.5

Bedroom

  • Level: First
  • Area: 319
  • Dimensions: 11 x 29

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 11 x 12

Bedroom

  • Level: First
  • Area: 126.5
  • Dimensions: 11 x 11.5

Bedroom

  • Level: First
  • Area: 288.42
  • Dimensions: 13.11 x 22

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 198
  • Dimensions: 16.5 x 12

Features

  • Flooring: Hardwood,Laminate,Tile
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 936
  • Dimensions: 36 x 26

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,283
  • Total interior livable area: 3,283 sqft

Living Room

  • Level: First
  • Area: 330
  • Dimensions: 15 x 22

Other

  • Level: First
  • Area: 160
  • Dimensions: 16 x 10

Sun Room

  • Level: First
  • Area: 506
  • Dimensions: 46 x 11

Property

Details

  • Parcel number: 053N230010000H0280
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Fencing: Partial

Lot

  • Lot size: 0.79 Acres
  • Features: See Remarks
  • Lot size dimensions: 226 x 155

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,794$21,528
Home Insurance *$311$3,732
Property Taxes $491$5,892
Electricity $330$3,964
Total$2,926$35,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,320/yr
40% on housing$87,780/yr
45% on housing$78,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 32536$150
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32536$166
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$369,900
2026-04-14Price change$374,900
2026-02-01Price change$379,900
2025-09-10Price change$374,900
2025-08-08Price change$379,900
2025-07-11Price change$384,900
2025-06-02Price change$389,900
2025-04-22Price change$394,900
2025-01-13Price change$399,900
2024-12-08Price change$409,900
2024-11-11Price change$417,900
2024-10-08Price change$427,900
2024-08-29Listed for sale$442,900
2023-12-08Sold$240,000
2023-02-15Listing removed--
2022-12-15Listed for sale$295,000
2022-12-06Pending sale$295,000
2022-08-31Listed for sale$295,000
2017-07-05Sold$113,000
2017-02-21Listing removed$115,000
2017-02-14Listed for sale$115,000
2006-02-13Sold$220,000
2002-06-04Sold$132,500

For Sale by Agent

AgentEdwina C Bludworth
BrokerageOcean Reef Realty Inc

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