See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

204 Starfish Rd, Mary Esther, FL, 32569

4beds
2baths
1,922sqft
$463,000
$241price/sqft
$3,321/moest. monthly cost
$132,840/yrincome needed

About This Home

New Construction! All brick luxury home under construction and MOVE IN READY by end of August 2026! You don't want to miss seeing this lovely luxury home conveniently located in Mary Esther, FL. Just minutes away from Shopping, Beaches, & Military Bases. Quality construction throughout. Builder has spared no expense filling this beautiful 4 BR, 2 Bath custom home with wonderful features throughout. Features include: Roomy entry Foyer and Living room, Open kitchen with 9ft. island, beautiful pendant lighting, and custom shaker style cabinetry. Quartz countertops, upgraded lighting and ceiling fans, Samsung stainless appliances and tile backsplash. You will love the 9ft and 10 ft. ceilings throughout, custom trim package including crown molding and 2 panel shaker style interior doors. Primary bath has an oversized tile shower with bench seat, frameless glass shower door and Kohler gold plumbing fixtures. Throughout the entire home there is 'Lifeproof' LVP flooring in all rooms. There are walk-in closets, covered outdoor porch with LED lights and ceiling fan. The property will be fully landscaped with a sprinkler system, fenced yard and gates. 2-car has pull down attic stairs with plywood attic storage above, This home has everything you could ask for and you will be sure to love it!! If you are looking for a home with lots of space and quality this one is for you. Photos included are of a similar home. Builder 2-10 warranty is optional. This awesome home full of beautiful amenities you will be sure to appreciate. Schedule a showing soon, I promise you won't be disappointed!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

9/10
Florosa Elementary SchoolGrades PK-50.6 mi
5/10

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Area: 264
  • Dimensions: 15 x 17.6

Bedroom

  • Level: First
  • Area: 151.2
  • Dimensions: 12 x 12.6

Bedroom

  • Level: First
  • Area: 163.2
  • Dimensions: 12 x 13.6

Bedroom

  • Level: First
  • Area: 156
  • Dimensions: 12 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 432
  • Dimensions: 21.6 x 20

Interior Area

  • Total structure area: 1,922
  • Total interior livable area: 1,922 sqft

Living Room

  • Level: First
  • Area: 397.76
  • Dimensions: 22.6 x 17.6

Property

Details

  • Parcel number: 152S25000000670020
  • Zoning description: Resid Single Family

Features

  • Stories: 1

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 75 x 115

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,341$28,092
Home Insurance *$234$2,808
Property Taxes $549$6,588
Electricity $197$2,366
Total$3,321$39,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,862/yr
40% on housing$99,630/yr
45% on housing$88,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 32569$205
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32569$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$463,000
2026-03-30Sold$90,000

For Sale by Agent

AgentDavid L Collins
BrokerageHome Town Realty Partners LLC

Similar Homes