820 Fairbanks Ln, Southgate, KY, 41071
About This Home
Welcome to this stunning Ashley manor home currently under construction! The elegance of this home hits you the minute you enter the door and doesn't stop. Attention to detail is evident at every turn. Enjoy the stunning living room with custom fireplace and open access to the kitchen and dining room. You will love seeing the downtown skyline views from your covered decks! The chef's kitchen is sure to please with its stunning quartz countertops, gas cooktop, wall oven and enormous island, plus walk-in pantry. Enjoy the flex room that makes a perfect home office, library or additional bedroom. The primary suite is an oasis! The stunning bedroom connects to a luxurious bathroom with stunning tile shower and large walk-in closet. Step down to the lower level to enjoy a huge family room! You will also find an additional bedroom and a full bath. There is a ton of unfinished space to use for storage or turn it into a perfect home theater. All of this luxury is conveniently located just minutes from downtown Cincinnati, as well as Fort Thomas and Newport restaurants and shops. Two floorplans to choose from. Other lots available. Single family lots also available.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2024
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Brick Veneer,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Electric Oven,Gas Cooktop,Dishwasher,Disposal,Double Oven,Microwave,Refrigerator,Humidifier
- Laundry features: Electric Dryer Hookup,Upper Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Features: Bath Adjoins
- Level: First
- Area: 154
- Dimensions: 14 x 11
Bedroom3
- Features: Carpet Flooring
- Level: Lower
- Area: 169
- Dimensions: 13 x 13
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Hardwood Floors
- Level: First
- Area: 238
- Dimensions: 17 x 14
Entry
- Features: Entrance Foyer,Wood Flooring
- Level: First
- Area: 225
- Dimensions: 9 x 25
Features
- Kitchen Island,Wet Bar,Walk-In Closet(s),Pantry,Open Floorplan,Entrance Foyer,Chandelier,Breakfast Bar,Butler's Pantry,Recess Ceiling(s),Recessed Lighting
- Door features: Multi Panel Doors
- Window features: Vinyl Frames
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Great Room
- Features: Hardwood Floors
- Level: First
- Area: 391
- Dimensions: 17 x 23
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,210
- Total interior livable area: 3,210 sqft
Office
- Features: French Doors,Hardwood Floors
- Level: First
- Area: 176
- Dimensions: 16 x 11
Other
- Features: Carpet Flooring,Built-in Features
- Level: Lower
- Area: 792
- Dimensions: 33 x 24
Primary Bedroom
- Features: Carpet Flooring,Tray Ceiling(s),Bath Adjoins
- Level: First
- Area: 210
- Dimensions: 14 x 15
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 999991102137
- Attached to another structure: Yes
- Zoning description: Residential
Features
- Levels: Two,One
- Stories: 2
- Patio & porch: Covered,Deck
- Has view: Yes
- View description: City,Valley
Lot
- Lot size: 8,276 sqft
- Features: Sloped Down
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,961 | $59,532 |
| Home Insurance * | $588 | $7,056 |
| Property Taxes | $888 | $10,656 |
| Electricity | $253 | $3,042 |
| Total | $6,690 | $80,280 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Price change | $979,009 |
| 2026-03-03 | Listed for sale | $978,327 |
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