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542/544 SE 6th Ter, Cape Coral, FL, 33990

6beds
4baths
2,316sqft
$599,000
$259price/sqft
$4,102/moest. monthly cost
$164,080/yrincome needed

About This Home

Stunning new construction waterfront duplex in highly desirable SE Cape Coral. Each side features 3 bedrooms and 2 bathrooms with an open-concept layout, warm designer tile flooring, and elegant finishes throughout. Situated on three lots, this oversized property offers rare space and flexibility for future expansion. Highlights include 10-foot ceilings, soft-close wood cabinetry, and upscale details that truly must be seen in person. The primary suite features a stylish, space-saving barn door leading to a double-sink primary bath. A privacy-glazed glass front door brings in abundant natural light while maintaining comfort and security. The south-facing backyard overlooks a peaceful canal and offers ample space to add a pool, creating the perfect Florida outdoor retreat. Ideal for investors or owner-occupants looking for luxury, space, and waterfront living.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

6/10
Caloosa Elementary SchoolGrades PK-51.3 mi
4/10
Caloosa Middle SchoolGrades 6-81.2 mi
4/10
Cape Coral High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Concrete Block Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4

Features

  • Window features: Clear Impact Glass,Complete Impact Glass
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,316 sqft

Property

Details

  • Parcel number: 10065862
  • Zoning: RML

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Canal Front,Canal Width 1-80 Feet
  • Frontage length: 80

Lot

  • Features: 1/4 To Less Than 1/2 Acre Lot

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$452$5,424
Property Taxes $389$4,668
Electricity $233$2,796
Total$4,102$49,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,640/yr
40% on housing$123,060/yr
45% on housing$109,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$259This listing

vs Other Active Listings

Avg $/sqft

ZIP 33990$213
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33990$215
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$599,000
2024-11-21Sold$140,000
2024-02-20Sold$137,000
2022-08-02Sold$126,000
2003-09-19Sold$33,500

New Construction

AgentElizabeth Sheriff PA
BrokerageAgent Plus Realty

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