5314-16 Churchward St, San Diego, CA, 92114
About This Home
Great investment opportunity to own this 4 unit complex with space to build 10 more units with ocean views. Property has 2 BR 2 BA, 2BR 1.5 BA, 3BR 1BA and Studio. Property was remodeled in 2025. Great rental area with very low vacancy. Interior shown with accepted offer
Getting Around
Very Walkable
Good Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1926
Type & Style
- Home type: MultiFamily
- Property subType: Quadruplex
Interior
Appliances
- Laundry features: Inside
Features
- Common walls with other units/homes: No Common Walls
Interior Area
- Total structure area: 101
- Total interior livable area: 101 sqft
Property
Details
- Parcel number: 5482043900
- Zoning: R10
- Special condition: Standard
Features
- Entry location: Front
- Pool features: None
Lot
- Lot size: 0.41 Acres
- Features: 0-1 Unit/Acre
Parking
- Total spaces: 8
- Uncovered spaces: 8
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,573 | $78,876 |
| Home Insurance * | $221 | $2,652 |
| Property Taxes | $725 | $8,700 |
| Electricity | $398 | $4,786 |
| Total | $7,917 | $95,004 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-05 | Price change | $1,299,990 |
| 2026-02-19 | Listed for sale | $1,300,000 |
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