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5303 Sandpiper Pl #0, Loves Park, IL, 61111

2beds
2baths
1,048sqft
$159,900
$153price/sqft
$1,338/moest. monthly cost
$53,520/yrincome needed

About This Home

This second floor ranch style condo is located on a quiet cul-de-sac and has been updated throughout. It features a vaulted ceiling and an open floor plan from the living room through the dining area and kitchen with new LVP flooring and a sliding glass door that leads to the 12 ft x 8 ft deck overlooking the tree lined greenspace. The fully updated kitchen has brand new cabinets, new granite countertops, new stainless-steel appliances and connects to the main floor laundry. The bathroom has been updated with new LVP flooring, a new tub and surround and new cabinets. The bedrooms feature new carpeting with a nice sized walk-in closet in the main bedroom. New vinyl windows, new six panel interior doors and updated lighting throughout. The attached garage features a brand new garage door and opener and is shared with the first-floor unit as is the basement which features a large common area and a separate secure storage area. The first floor unit is also for sale, creating the possibility to purchase both units for extended family. Don't miss this move-in ready home conveniently located within minutes of shopping restaurants and the I90/39 corridor.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
Harlem Middle SchoolGrades 7-82.0 mi
4/10
Harlem High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1987

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Storage Space,Partial

Bedroom2

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Deck

  • Level: Main
  • Area: 96
  • Dimensions: 8X12

Heating & Cooling

  • Heating features: Electric,Baseboard,Zoned
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,048
  • Total interior livable area: 1,048 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 9X10

Living Room

  • Level: Main
  • Area: 325
  • Dimensions: 13X25

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Other

  • Level: Basement
  • Area: 325
  • Dimensions: 13X25

Storage

  • Level: Basement
  • Area: 242
  • Dimensions: 11X22

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1204155038
  • Special condition: None

Parking

  • Total spaces: 3
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$97$1,164
Property Taxes $303$3,636
Electricity $130$1,569
Total$1,338$16,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,874/yr
40% on housing$40,140/yr
45% on housing$35,680/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 61111$113
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61111$146
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$164,900
2026-02-20Listed for sale$169,900

For Sale by Agent

AgentScott Olson
BrokerageKeller Williams Realty Signature

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