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16812 Elkhorn Coral DR, North Fort Myers, FL, 33903

4beds
2baths
1,665sqft
$349,999
$210price/sqft
$2,487/moest. monthly cost
$99,480/yrincome needed

About This Home

Coral Bay - North Fort Myers, Florida. This Harper Plan offers 1,675 square feet of living space with four bedrooms, two bathrooms, and a two car garage, delivering modern design and everyday comfort. The open concept kitchen is ideal for entertaining and features IMPACT GLASS windows and doors, quartz countertops, a large center island, stainless steel appliances, and light shaker style cabinetry. The spacious primary suite includes dual quartz vanities, a walk in shower, and a private water closet. Additional highlights include a dedicated laundry room, RevWood luxury vinyl plank flooring throughout the main living areas, and the latest Smart Home technology. Enjoy life in this gated community, conveniently located near I 75, the Fort Myers River District, charming downtown Punta Gorda, shopping, boating, medical facilities, and more. The amenities center features a clubhouse with fitness center, resort style pool, bocce, pickleball and tennis courts, splash pad, and tot lot. Finishings may vary - images are representational only of the model home based in that community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator/Freezer,Self Cleaning Oven
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Features: Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Bar, Dining - Living

Features

  • Pantry,Smoke Detectors,Walk-In Closet(s),Additional Rooms - None
  • Window features: Shutters
  • Flooring: Carpet,Laminate,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,165
  • Total interior livable area: 1,665 sqft

Kitchen

  • Features: Island

Property

Details

  • Parcel number: 284324L202000.1720

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Preserve
  • Waterfront features: None

Lot

  • Lot size: 6,098 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Deeded,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$294$3,528
Property Taxes $227$2,724
Electricity $197$2,366
Total$2,487$29,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,268/yr
40% on housing$74,610/yr
45% on housing$66,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 33903$90
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33903$198
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$348,280
2026-04-02Price change$345,280
2026-03-31Listed for sale$342,280

New Construction Spec

AgentCorey Wayland
BrokerageDR Horton Realty SW FL LLC

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