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92-1974 Palm Pkwy, Ocean View, HI, 96737

3beds
2baths
1,718sqft
$515,000
$300price/sqft
$3,439/moest. monthly cost
$137,560/yrincome needed

About This Home

CHARMING HOME, 2 ACRES, QUONSET WAREHOUSE, PARK/PLAYGROUND. Property is green and lush with a private driveway to your single level home with attached carport at a comfortable elevation. Freshly painted exterior, fresh designer colors inside. Wide staired entry to front door to you open living and dining area with vaulted ceilings, new luxury vinyl flooring and a wood burning stove for those chilly nights. Spacious kitchen features pendant lighting, quart countertops with backsplash, de Wils soft close cabinets, stainless steel appliances, gas stove, convection oven. Large breakfast bar. Living room opens onto the 228-sf screened in lanai. Large laundry room with storage and laundry tub, plus pantry. Ensuite with garden views, built in shelves and a large walk-closet. Ensuite bath with a full tub shower. 2 guest bedrooms share the full guest bath with tiled floors. Outdoor area with a small gazebo and a stone pool for koi or ? The 1350 sf Quonset building with 14' ceilings and concrete floor. Workshop, garage or? Sale includes a 1-acre lot that is partially cleared with green lawn and trees. Near several markets, gas station, post office, restaurants and Saturday open market. Kahuku National Park is nearby.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-613.8 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1228.4 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Microwave,Range Hood,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Vaulted Ceiling(s)
  • Window features: Drapes
  • Flooring: Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,718
  • Total interior livable area: 1,718 sqft

Property

Details

  • Parcel number: 3920320210000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Fencing: Stone
  • Has view: Yes
  • View description: Forest
  • Topography of land: Fairly Level

Lot

  • Lot size: 2 Acres
  • Features: Cleared,Grassy,Interior Lot,Wooded

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$132$1,584
Property Taxes $150$1,800
Electricity $553$6,638
Total$3,439$41,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,908/yr
40% on housing$103,170/yr
45% on housing$91,706/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 96737$114
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96737$265
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$515,000
2026-03-01Listed for sale$525,000

For Sale by Agent

AgentKona Carla Womack
BrokerageColdwell Banker Island Properties - Kona

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