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108 Ridgeland Trl, Huntsville, AL, 35810

4beds
2baths
1,820sqft
$317,900
$175price/sqft
$2,241/moest. monthly cost
$89,640/yrincome needed

About This Home

MODEL HOME NOT FOR SALE! NEW 4BR BRICK HOME On XL Corner Lot In Huntsville-Near Downtown/ Medical District, I565, Hwy 231, Redstone Arsenal, Toyota Plant, Mt Carmel Elementary School Zone! Community Wooded Tree Lines, Serene Walking Trails & Playpark! Open Concept For Entertaining, 10Ft Ceilings & Lux LVP Flooring In Main Areas, Formal Dining. Modern Kitchen With Lots Of Soft Close 41" Shaker Staggered Cabinets & Tile Backsplash, Quartz, Island & Pantry, SS Appliances & Frig- Private Secluded Owners Retreat, Trey Ceiling , Quartz Counter & Separate Shower & Tub. Includes Window Blinds, & Irrigation System

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

9/10
6/10
Buckhorn Middle SchoolGrades 7-86.2 mi
8/10
Buckhorn High SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Other

  • Builder name: ADAMS HOMES LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Microwave

Bedroom2

  • Level: First
  • Area: 110

Bedroom3

  • Level: First
  • Area: 99

Bedroom4

  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: 10’ + Ceiling,LVP
  • Level: First
  • Area: 180

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,820 sqft

Kitchen

  • Features: 10’ + Ceiling,Recessed Lighting,LVP,Quartz
  • Level: First
  • Area: 304

Living Room

  • Features: 10’ + Ceiling,Ceiling Fan(s),Smooth Ceiling,LVP
  • Level: First
  • Area: 276

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch
  • Exterior features: Sidewalk

Lot

  • Lot size: 4,984 sqft
  • Lot size dimensions: 87 x 115 x 150

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,607$19,284
Home Insurance *$291$3,492
Property Taxes $103$1,236
Electricity $240$2,881
Total$2,241$26,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,834/yr
40% on housing$67,230/yr
45% on housing$59,760/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 35810$104
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35810$140
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$317,920
2026-04-07Price change$314,920
2025-10-22Listed for sale$320,920

New Construction

AgentCandy Holley
BrokerageAdams Homes LLC

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