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402 Creekside Cir, San Diego, CA, 92114

3beds
3baths
1,462sqft
$699,000
$478price/sqft
$4,441/moest. monthly cost
$177,640/yrincome needed

About This Home

402 Creekside Cir, San Diego, has the best location—it is centrally located within 10 minutes' drive of Naval Base San Diego (32nd Street), Downtown, Balboa Park, SeaWorld, major freeways, and more. This corner unit home is beautifully maintained with features such as modern flooring, paid-off solar with a 25-year warranty, stylish accent walls, an elevated laundry room, high-end appliances (including a 75” Samsung TV), EV Charger, and thoughtful energy-efficient upgrades to help you save more. Also, you will enjoy a dedicated office space and generous storage throughout the home. This is a total move-in-ready. Plus, it has low HOA and no Mello Roos. Convenience, Comfort, and Value — all in one place. This could be your next home.

Getting Around

68
WalkingSomewhat Walkable
59
TransitGood Transit
44
BikeSomewhat Bikeable

Schools

3/10
Horton Elementary SchoolGrades K-50.4 mi
2/10
4/10
Lincoln High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 2025

Materials

  • Construction materials: Drywall

Type & Style

  • Home type: Townhouse
  • Architectural style: Modern
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Water Heater,Electric Water Heater,Microwave,Refrigerator,Water Heater,Dryer,Washer
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Linen Closet,Quartz Counters,Separate Shower,Tub Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Balcony,Ceiling Fan(s),Furnished,Multiple Staircases,Recessed Lighting,Storage,All Bedrooms Up,Primary Suite,Walk-In Closet(s)
  • Window features: Custom Covering(s),ENERGY STAR Qualified Windows,Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment,High Efficiency,Solar
  • Cooling features: Central Air,High Efficiency

Interior Area

  • Total interior livable area: 1,462 sqft

Kitchen

  • Features: Built-in Trash/Recycling,Kitchen/Family Room Combo,Pots & Pan Drawers,Quartz Counters,Utility Sink

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,Parking

Details

  • Parcel number: 5485500100
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio
  • Has view: Yes
  • View description: Neighborhood

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$119$1,428
Property Taxes $390$4,680
Electricity $398$4,786
Total$4,441$53,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,262/yr
40% on housing$133,230/yr
45% on housing$118,426/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 92114$442
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92114$534
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$699,000

For Sale by Agent

AgentAmina Abdulai
BrokerageCentury 21 Affiliated

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