314 Lily Ln #B, Steamboat Springs, CO, 80487
About This Home
Find true local living and a coveted investment opportunity at this charming 3 bedroom + loft, 3.5 bathroom townhome on Lily Lane. With a Short-Term Rental license, no HOA dues, and an ideal location nestled above downtown, this half-duplex is a rare offering in the Steamboat market. Enjoy light-filled space and vaulted ceilings throughout the open-concept living area, dining room, and kitchen on the main floor. The primary bedroom, offset from the living area, has a private deck and large primary bathroom. Another deck, on the side of the townhome, is accessed through the main floor living/dining area. Upstairs are two bedrooms with a shared bathroom and a lofted area, currently used as additional sleeping accommodation. The lower level hosts a family room with wet bar, a full bathroom, and easy entry from the 2-car garage. Whether you are investing in a short-term rental property, searching for your Steamboat home, or both - schedule your showing today at this Lily Lane townhome!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2006
Materials
- Roof: Architectural,Shingle
- Construction materials: Frame,Stucco,Wood Siding
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Freezer,Disposal,Gas Range,Microwave,Oven,Refrigerator,Washer,Washer/Dryer
- Laundry features: Main Level,In Unit
Basement
- Basement: None
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Wet Bar,Ceiling Fan(s),Eat-in Kitchen,Fireplace,Granite Counters,Kitchen Island,Open Floorplan,Vaulted Ceiling(s)
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
Half Bath
- Level: Main
Heating
- Heating features: Forced Air,Hot Water,Natural Gas,Radiant
Interior Area
- Total interior livable area: 2,400 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Loft
- Level: Upper
Other
- Level: Upper
Other
- Level: Lower
Other
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: R8171543
- Zoning description: Duplex
- Exclusions: No,Personal Items/Art
Features
- Levels: Three Or More,Multi/Split
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 2,178 sqft
- Features: City Lot
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Avalanche
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance * | $387 | $4,644 |
| Property Taxes | $408 | $4,896 |
| Electricity | $186 | $2,232 |
| Total | $9,829 | $117,948 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-06 | Listed for sale | $1,800,000 |
View on Zillow