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1513 Prairie Dr, Grundy Center, IA, 50638

5beds
2baths
2,719sqft
$515,000
$189price/sqft
$4,093/moest. monthly cost
$163,720/yrincome needed

About This Home

Brand new raised ranch offering 2,719 finished square feet with quality craftsmanship, modern design, and thoughtful functionality throughout. This home provides a spacious and inviting layout, beginning with the main floor’s open living area featuring premium hard surface flooring and solid surface countertops that deliver durability and style. Large windows bring in abundant natural light, enhancing the clean and contemporary feel of the space. The main level includes three generously sized bedrooms, including a well appointed primary suite designed for comfort. The ensuite bathroom features a stand alone soaking tub, a separate walk in shower, and upgraded fixtures that create a spa like retreat. A second full bathroom serves the remaining bedrooms and main living areas with convenience and modern finishes. Practicality is built into the home’s layout with a mudroom located just off the two stall garage, providing a convenient drop zone for daily use. A dedicated laundry room on the main floor adds to the home’s functionality and ease of living. The finished lower level significantly expands the home’s living space with two additional bedrooms and a large family or recreational room that offers flexibility for entertainment, relaxation, or multi purpose use. The basement includes a stubbed in bathroom ready for completion, and the builder is willing to finish the bathroom and add a deck on the main floor with an offer that fits. This allows buyers the opportunity to personalize the home to their needs and preferences. Landscaping will be completed as weather permits, including final grading and grass seed, ensuring the exterior is prepared for the upcoming season and ready for you to enjoy. This new construction home combines modern finishes, a functional layout, and room to grow, making it an excellent choice for buyers seeking quality and comfort in a brand new build.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

10/10
7/10
Grundy Center High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Other

  • Builder name: Smart Space Builders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Water Heater
  • Laundry features: 1st Floor,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Floor Drain,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 135
  • Dimensions: 9x15

Family Room

  • Level: Basement
  • Area: 608
  • Dimensions: 38x16

Features

  • Vaulted Ceiling(s),Ceiling Fan(s),Solid Surface Counters,Pantry
  • Door features: Pocket Doors
  • Fireplace features: None
  • Finished area below ground: 1,064

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan

Interior Area

  • Total interior livable area: 2,719 sqft

Kitchen

  • Level: Main
  • Area: 199.5
  • Dimensions: 21x9.5

Living Room

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Master Bedroom

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 871712351029
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 125 x 99

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage,Built-In,Oversized
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Tornado
Cold Wave
Drought

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,604$31,248
Home Insurance *$525$6,300
Property Taxes $762$9,144
Electricity $202$2,433
Total$4,093$49,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,331/yr
40% on housing$122,790/yr
45% on housing$109,146/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 14.3%
14.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 50638$129
Grundy County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 50638$105
Grundy County$96

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$565,000

For Sale by Agent

AgentAmanda Sager
BrokerageRE/MAX Concepts - Cedar Falls

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