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8113 Goose Ridge Dr, Owens Cross Roads, AL, 35763

4beds
3baths
3,131sqft
$719,500
$230price/sqft
$4,660/moest. monthly cost
$186,400/yrincome needed

About This Home

The ASH B Plan Features a vaulted Great Room with an open concept. Kitchen opening to the Great Room. Quartz countertops throughout. The primary suite is on the first floor with double vanities, oversized closet with wood shelving, an additional bedroom/study on first floor. Large front & back covered porches with beautiful mountain views. Two additional bedrooms upstairs with a study nook/library area and a bonus room with a storage/craft room. *PHOTOS OF SIMILAR HOME - COLORS/SELECTIONS MAY VARY.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
10/10
8/10
Huntsville High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Foundation: Slab

Other

  • Builder name: CASTLEROCK COMMUNITIES ALABAMA,

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Craftsman
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 154

Bedroom3

  • Features: Carpet,Smooth Ceiling
  • Level: Second
  • Area: 156

Bedroom4

  • Features: Carpet,Smooth Ceiling
  • Level: First
  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Open Floorplan
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Great Room

  • Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Smooth Ceiling,Vaulted Ceiling(s)
  • Level: First
  • Area: 306

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 3,131 sqft

Kitchen

  • Features: 10’ + Ceiling,Crown Molding,Kitchen Island,Pantry,Recessed Lighting,Sitting Area,Smooth Ceiling,Quartz
  • Level: First
  • Area: 221

Master Bedroom

  • Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Carpet,Recessed Lighting,Smooth Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 221

Property

Details

  • Parcel number: 2203050000077.013

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 80 x 149

Parking

  • Parking features: Garage-Three Car,Garage-Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,638$43,656
Home Insurance *$439$5,268
Property Taxes $233$2,796
Electricity $350$4,204
Total$4,660$55,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,771/yr
40% on housing$139,800/yr
45% on housing$124,266/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 35763$163
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35763$168
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Listed for sale$719,500

New Construction

AgentCarla Malone
BrokerageCastleRock Realty Alabama, LLC

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