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14220 Cabernet St, Vancleave, MS, 39565

4beds
3baths
2,460sqft
$390,400
$159price/sqft
$2,741/moest. monthly cost
$109,640/yrincome needed

About This Home

Welcome to 14220 Cabernet Street, a new home in our Ramsay Farms community in Vancleave, Mississippi. Step into the exquisite Parker floor plan, where luxury meets comfort in this beautiful community on Mississippi's Gulf Coast. With over 2,460 square feet of thoughtfully designed living space, this stunning home offers 4 bedrooms, 3 bathrooms, a formal dining area, a cozy breakfast nook, a dedicated study, and a convenient 2-car garage. As you enter, you'll be welcomed by a formal dining room that flows seamlessly into a spectacular great room, perfect for entertaining. The open design features a gourmet kitchen boasting a granite countertop island, shaker cabinetry, and stainless steel appliances. Enjoy morning coffee in the breakfast nook or step out onto the large, covered porch for delightful evenings with family and friends. Retire to your serene primary bedroom, located at the back of the home for added privacy. The luxurious ensuite includes a linen closet, double vanity with granite countertops, separate shower and soaker tub, and a spacious walk-in closet. Two more bedrooms share a generous bath, while another bedroom with its own bath provides versatility for guests or family. Experience the vibrant lifestyle at Ramsay Farms, with amenities ranging from pickleball courts to a refreshing swimming pool and gym. After a day of fun, unwind in your elegant home, designed to cater to your every need. All homes in Ramsay Farms include the Home is Connected® smart home technology package, allowing you to control your home from near or afar. Built to FORTIFIED Gold Home™ standards, these homes offer durability and peace of mind. Pictures may be of a similar home and not necessarily of the subject property. Pictures are representational only. Images presented may have been virtually staged using AI technology to enhance visual appeal. These images do not represent actual furnishings or decor present in the property. The images are digitally altered and should not be considered factual representations.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
St. Martin Middle SchoolGrades 6-88.1 mi
8/10
St Martin High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,HardiPlank Type

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,ENERGY STAR Qualified Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Granite Counters
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,460
  • Total interior livable area: 2,460 sqft

Property

Details

  • Parcel number: Unassigned

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Heat Wave
Inland Flooding
Tornado
Wildfire
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Jackson County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,974$23,688
Home Insurance *$322$3,864
Property Taxes $217$2,604
Electricity $228$2,744
Total$2,741$32,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,977/yr
40% on housing$82,230/yr
45% on housing$73,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 39565$208
Jackson County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 39565$155
Jackson County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$385,400

New Construction Spec

AgentSusie Siemiontkowski
BrokerageD R Horton

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