See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

8836 River Road Dr, Muscle Shoals, AL, 35661

3beds
2baths
1,560sqft
$309,900
$199price/sqft
$2,132/moest. monthly cost
$85,280/yrincome needed

About This Home

New construction in progress in the rapidly growing River Road Acres subdivision in Muscle Shoals. This unique 3-bedroom, 2 bath home offers 1,560 sq ft of well-designed living space on an almost ½ acre lot. Features include an attached 2 car garage plus a detached garage/workshop size 18x20 accessible from the unique circle drive, providing exceptional convenience and versatility. Interior finishes will include granite countertops, porcelain tile in the bathrooms, and other quality selections throughout. Exterior features include a covered back porch, concrete patio, wooden privacy fence, and a sodded yard. This property offers a blend of style, functionality, and desirable upgrades in a sought-after location. Buyer to verify sq. ft and all information Projected finish date will be June 1, 2026

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Hatton Elementary SchoolGrades PK-62.2 mi
2/10
Colbert Co High SchoolGrades 7-127.0 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Blown-In Insulation,Board & Batten Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling - Smooth,Ceiling Fan(s),Granite Counters,Crown Molding,His and Hers Closets,Double Vanity,Entrance Foyer,Freshly Painted,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Tile Shower,Walk-In Closet(s)
  • Flooring: Granite,Laminate,Porcelain
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,560
  • Total interior livable area: 1,560 sqft

Property

Details

  • Parcel number: 0905220001002.002

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Porch,Rear Porch
  • Fencing: Back Yard,Privacy,Wood

Lot

  • Lot size: 0.44 Acres
  • Features: Back Yard,City Lot,Front Yard,Landscaped,Level,Sodded Yard
  • Lot size dimensions: 140.29 x 129.58

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Concrete,Driveway,Attached,Detached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Inland Flooding
Lightning
Tornado
Drought
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$248$2,976
Property Taxes $77$924
Electricity $240$2,881
Total$2,132$25,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,097/yr
40% on housing$63,960/yr
45% on housing$56,853/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 35661$180
Colbert County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 35661$158
Colbert County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-15Listed for sale$309,900

New Construction

AgentLucy Swindle
BrokerageModern Market Real Estate

Similar Homes