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3812 Williams St, Downers Grove, IL, 60515

4beds
4baths
3,483sqft
$1,453,300
$417price/sqft
$10,356/moest. monthly cost
$414,240/yrincome needed

About This Home

Welcome to 3812 Williams Street in Downers Grove, a beautifully crafted new construction home by M/I Homes. This impressive 2-story residence offers 3,483 square feet of thoughtfully designed living space, including 4 bedrooms, 3.5 bathrooms, a full basement, a versatile den that can serve as an in-law suite, and a well-appointed mud room for everyday convenience. Step inside to a dramatic volume-ceiling foyer that sets the tone for the home's open-concept main level. The kitchen, morning room, and family room flow seamlessly together, anchored by a linear direct-vent gas fireplace and a spacious kitchen island that enhances both function and style. Quality craftsmanship is evident throughout, from the well-proportioned rooms to the carefully selected finishes that elevate the home's modern appeal. Upstairs, the owner's suite offers a luxurious retreat with a split dual-sink vanity, freestanding tub, and deluxe shower. The additional bedrooms provide generous space for family or guests, and the second-floor overlook adds architectural interest with views of both the foyer and family room. Key Features: 3-car garage Full basement Large covered porch Second-floor overlook to the foyer and family room This quick move-in home is located in the welcoming Talon Preserve community with convenient proximity to local parks, offering easy access to outdoor recreation and green spaces. The Downers Grove area is known for i... MLS# 12593417

Getting Around

7
WalkingCar-Dependent
16
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

8/10
8/10
Herrick Middle SchoolGrades 7-81.7 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: M/I Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Interior Area

  • Total interior livable area: 3,483 sqft

Property

Details

  • Parcel number: 0633300006

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,348$88,176
Home Insurance *$453$5,436
Property Taxes $2,288$27,456
Electricity $267$3,214
Total$10,356$124,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$355,062/yr
40% on housing$310,680/yr
45% on housing$276,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 60515$266
DuPage County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 60515$305
DuPage County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$1,455,300
2026-04-24Listing removed$1,393,490
2026-04-01Price change$1,393,490
2026-03-16Listed for sale$1,373,490

New Construction Spec

AgentM/I Homes of Chicago, LLC
BrokerageM/I Homes

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