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238 Education Way, Shelbyville, KY, 40065

4beds
3baths
2,897sqft
$527,937
$182price/sqft
$3,475/moest. monthly cost
$139,000/yrincome needed

About This Home

New construction by Fischer Homes in the beautiful Discovery Point community, featuring the stunning Winston design. This unique plan offers 4 bedrooms, 2 full baths, and 1 half bath. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the patio. The owner's suite features a spacious private bath and oversized walk-in closet. Upper level features 3 additional bedrooms, hall bath, and loft area. The spacious 2-bay garage completes this exceptional home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
Marnel C. Moorman SchoolGrades K-80.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder name: Fischer Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Basement: None

Bedroom

  • Level: Second
  • Area: 192
  • Dimensions: 12.00 x 16.00

Bedroom

  • Level: Second
  • Area: 182
  • Dimensions: 14.00 x 13.00

Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 11.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: First
  • Area: 165
  • Dimensions: 15.00 x 11.00

Family Room

  • Level: First
  • Area: 340
  • Dimensions: 17.00 x 20.00

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,897

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,897
  • Total interior livable area: 2,897 sqft

Kitchen

  • Level: First
  • Area: 108
  • Dimensions: 9.00 x 12.00

Library

  • Level: First
  • Area: 154
  • Dimensions: 11.00 x 14.00

Loft

  • Level: Second
  • Area: 143
  • Dimensions: 11.00 x 13.00

Primary Bedroom

  • Level: First
  • Area: 210
  • Dimensions: 15.00 x 14.00

Property

Details

  • Parcel number: 0

Features

  • Stories: 2
  • Patio & porch: Patio,Porch
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 54 x 145

Parking

  • Total spaces: 2
  • Parking features: Attached,Entry Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,669$32,028
Home Insurance *$257$3,084
Property Taxes $321$3,852
Electricity $228$2,745
Total$3,475$41,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,142/yr
40% on housing$104,250/yr
45% on housing$92,666/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 40065$177
Shelby County$261

vs Homes Sold Last Month

Median $/sqft

ZIP 40065$168
Shelby County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$527,937
2026-04-02Listed for sale$529,541

New Construction Spec

AgentAl A Hencheck
BrokerageHMS Real Estate

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