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313 Wolfe Ln NE #A, Mount Vernon, IA, 52314

4beds
3baths
2,522sqft
$510,000
$202price/sqft
$3,651/moest. monthly cost
$146,040/yrincome needed

About This Home

PRK Williams builds custom homes for every age group! These gorgeous twin homes have a front load or side load option & are modern yet warm & homey! 2 bedrooms up with an open floor plan allow large living spaces as well as 2 beds in lower as well as rec area and bath! Want a covered deck? We have that too! So many gorgeous details are planned for these homes, we would love to sit down with you and show you what we deliver, we go above and beyond, it's just what we do!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
9/10
5/10
Mount Vernon High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Construction materials: Frame,Stone,Vinyl Siding

Other

  • Builder name: PRK Williams

Type & Style

  • Home type: Condo
  • Architectural style: Ranch
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen,Kitchen/Dining Combo,Bath in Primary Bedroom,Main Level Primary
  • Fireplace features: Electric,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,040
  • Finished area above ground: 1,482

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,522 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 171040300500000

Features

  • Stories: 1
  • Patio & porch: Deck,Patio

Lot

  • Features: Cul-De-Sac
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,578$30,936
Home Insurance *$261$3,132
Property Taxes $624$7,488
Electricity $188$2,257
Total$3,651$43,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,177/yr
40% on housing$109,530/yr
45% on housing$97,360/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 52314$176
Linn County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 52314$160
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$510,000

New Construction

AgentDoris Ackerman
BrokerageKW Advantage

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