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15 Bluestem Ct, Lake Saint Louis, MO, 63367

4beds
3baths
2,784sqft
$557,149
$200price/sqft
$3,800/moest. monthly cost
$152,000/yrincome needed

About This Home

New McBride Homes’ Sequoia 2 story 4BR 2.5BA, ready this summer! 3-CAR GARAGE! Step into the 2-story foyer flanked by formal living & dining rooms. Large family room w/a window wall & ceiling fan. Enjoy a bright breakfast area w/pantry & sliding glass door to the backyard. Luxury kitchen features quartz countertops, 42” Winstead Flagstone cabinets, center island w/breakfast bar, & stainless steel GE appliances. Main floor w/powder room, laundry room, 9’ ceilings, 6’ windows, & wood laminate flooring throughout. Upstairs primary suite w/massive walkin closet & luxury private bath w/walkin shower, corner tub w/large windows & double vanity, plus 3 extra bedrooms & hall bath. Dual zone HVAC, 2 panel interior doors, matte black fixtures, lower level ¾ bath roughin & more! Bluestem Estates offers beautiful new homes in Lake St Louis near restaurants & entertainment! Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Similar photos shown.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10
Timberland High SchoolGrades 9-129.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Electric Oven,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Concrete

Bedroom

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom

  • Level: Upper
  • Area: 110
  • Dimensions: 10x11

Bedroom

  • Level: Upper
  • Area: 154
  • Dimensions: 11x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 143
  • Dimensions: 11x13

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 11x14

Family Room

  • Level: Main
  • Area: 315
  • Dimensions: 21x15

Features

  • Kitchen/Dining Room Combo,Separate Dining,Open Floorplan,Breakfast Room,Pantry,Walk-In Closet(s),Entrance Foyer
  • Door features: Panel Door(s),Sliding Doors
  • Window features: Low Emissivity Windows,Tilt-In Windows
  • Flooring: Carpet
  • Finished area above ground: 2,784

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,784
  • Total interior livable area: 2,784 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Primary Bedroom

  • Level: Upper
  • Area: 340
  • Dimensions: 20x17

Property

Details

  • Parcel number: N/A
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Features: Other
  • Lot size dimensions: 0

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,817$33,804
Home Insurance *$279$3,348
Property Taxes $492$5,904
Electricity $212$2,551
Total$3,800$45,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,285/yr
40% on housing$114,000/yr
45% on housing$101,333/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$181
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$557,149

New Construction Spec

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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