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19-4181 Ke Koa Nui St, Volcano, HI, 96785

2beds
2baths
1,056sqft
$500,000
$473price/sqft
$3,204/moest. monthly cost
$128,160/yrincome needed

About This Home

This 2 bedroom, 2 bath single level, cedar style home offers a peaceful retreat where nature and craftsmanship meet. Built with warm, honey-toned cedar, the home feels timeless and grounded, perfectly suited to its rainforest surroundings. Maintaining the natural beauty of sustainable earth based materials inside, the kitchen features a polished monkeypod counter and one bathroom has a mango counter. The property is located in the cool, misty uplands of Volcano Village, 3/4 of a mile from the Cooper Center, where you have the Sunday Farmers market, close to Hawaiʻi Volcanoes National Park, the Volcano Golf Course and Winery. Pan-Abode homes feature smart open floor plans, expansive windows and eye-catching sloped roof lines. A covered deck extends the living space outdoors, ideal for quiet mornings and the gentle rhythm of rain in the trees. Just beyond the deck is a small pond with fountain. The hand-cleared lot preserves its native charm, blending living space with landscaping. Anthuriums bring vibrant color, while ʻōhiʻa trees and hāpuʻu ferns root the property in Hawaiʻi’s natural beauty. Practical features are thoughtfully integrated, including a durable gunite cement water tank for reliable storage, supporting a self-sufficient lifestyle. Hot water is supplied via a propane powered on demand water heater. Aside from the 2 bedrooms there is a third room that houses the water heater and has hook ups for the laundry. This room is large enough to add valuable indoor storage space to the home. Furnishings are negotiable in the sale to make for an easy transition. Volcano Village offers a unique lifestyle defined by cool air, misty days, and a close-knit, creative community. Local cafés, art studios, and markets foster connection, while the nearby volcanic landscape inspires a deep respect for the land. This home is more than a residence—it’s a sanctuary, offering privacy, simplicity, and a true connection to the rhythms of life.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-817.8 mi
3/10
Keaau High SchoolGrades 9-1217.7 mi

Construction

Condition

  • Year built: 2015

Materials

  • Construction materials: Single Wall

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: Hook-ups Available

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,056
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: 3190180030000
  • Zoning: A-20A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Other (remarks),Rolling Terrain

Lot

  • Lot size: 0.50 Acres
  • Features: Interior Lot

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance *$157$1,884
Property Taxes $145$1,740
Electricity $374$4,497
Total$3,204$38,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,851/yr
40% on housing$96,120/yr
45% on housing$85,440/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 96785$280
Hawaii County$496

vs Homes Sold Last Month

Median $/sqft

ZIP 96785$407
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$500,000

For Sale by Agent

AgentRose Delfin
BrokerageAloha Sotheby's Intl Realty - Hawai'i

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