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319 N Lord Ave, Carpentersville, IL, 60110

2beds
2baths
1,000sqft
$398,000
$398price/sqft
$3,066/moest. monthly cost
$122,640/yrincome needed

About This Home

Rare opportunity to own a unique property ideal for today's multigenerational lifestyle! Situated on a beautifully maintained 1/3-acre double corner lot in historic Old Town, this offering includes three structures under one PIN and tax bill: a meticulously maintained brick ranch, a separate 1-bedroom cottage, and an oversized 2.5+ car detached garage. Perfect for extended family, aging parents, adult children, or caregivers, this property offers the flexibility to live close while maintaining privacy. The main home features a unique radiant heating system, newer boiler, updated appliances, bright living room, attached garage, spacious sunroom, and a partially finished basement with a full bath and flexible space for guest quarters, a home office, hobby room, or additional bedrooms. The separate cottage is currently rented month-to-month, providing immediate income or a private residence for family members. An oversized detached garage, expansive driveway, mature trees, and generous yard complete this one-of-a-kind property. Lovingly maintained by the same family for decades, recently appraised above list price, and offered as-is-ready for its next generation to call home.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
2/10
6/10
Dundee-Crown High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Brick

Other

  • Builder model: CUSTOM

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Electric Oven,Electric Water Heater
  • Laundry features: In Unit,Multiple Locations,Sink

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Other,Bath/Stubbed,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 176
  • Dimensions: 16X11

Dining Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Features

  • 1st Floor Bedroom,1st Floor Full Bath,Built-in Features,Dining Combo,Separate Dining Room,Replacement Windows,Workshop
  • Door features: Storm Door(s)
  • Window features: Replacement Windows,Screens,Window Treatments,Drapes
  • Attic: Interior Stair,Unfinished

Heating & Cooling

  • Heating features: Radiant,Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 1,000 sqft

Kitchen

  • Features: Kitchen (Galley),Flooring (Vinyl),Window Treatments (All)
  • Level: Main
  • Area: 98
  • Dimensions: 7X14

Laundry

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 80
  • Dimensions: 8X10

Living Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 209
  • Dimensions: 11X19

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 176
  • Dimensions: 11X16

Office

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 176
  • Dimensions: 16X11

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 184
  • Dimensions: 8X23

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 108
  • Dimensions: 9X12

Sun Room

  • Features: Flooring (Carpet),Window Treatments (All)
  • Level: Main
  • Area: 400
  • Dimensions: 10X40

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0315404004
  • Special condition: None
  • Other equipment: TV-Cable,TV-Dish,Ceiling Fan(s)

Features

  • Stories: 1
  • Patio & porch: Screened

Lot

  • Lot size: 0.31 Acres
  • Features: Corner Lot,Wooded,Mature Trees

Parking

  • Total spaces: 11
  • Parking features: Asphalt,Garage Door Opener,Garage,Yes,Garage Owned,Attached,Detached,Driveway,Owned
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance *$188$2,256
Property Taxes $736$8,832
Electricity $130$1,569
Total$3,066$36,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,120/yr
40% on housing$91,980/yr
45% on housing$81,760/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$398This listing

vs Other Active Listings

Avg $/sqft

ZIP 60110$167
Kane County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60110$199
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$398,000
2026-07-06Listing removed$400,000
2026-06-09Listed for sale$400,000
2026-05-20Listing removed$400,000
2026-04-28Listing removed$2,500
2026-04-23Contingent$400,000
2026-04-15Listed for sale$400,000
2026-04-04Price change$2,500
2026-03-17Listed for rent$2,600
2025-03-04Listing removed$2,450
2025-01-24Listed for rent$2,450
2024-03-21Listing removed--
2024-02-28Listed for rent$2,350
2022-11-30Listing removed--
2022-11-05Listed for rent$1,950
2022-11-02Listing removed--
2022-10-14Price change$339,000
2022-09-21Price change$344,000
2022-08-08Price change$349,000
2022-07-18Price change$359,000
2022-07-01Price change$374,000
2022-06-23Price change$382,000
2018-04-14Listed for sale$249,900

For Sale by Agent

AgentDee Gamble, CRS
BrokerageBerkshire Hathaway HomeServices Starck Real Estate

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