1491 Private Road 652, Bay City, TX, 77414
About This Home
Waterfront living on one of the most sought-after creeks in Sargent, Texas! This spacious 4-bedroom, 2-bath home offers an open-concept main level featuring abundant wood cabinetry, granite countertops, and seamless flow for everyday living. Step out to the large screened-in porch off the main living space and enjoy relaxing or entertaining while taking in peaceful waterfront views. The lower level provides a private 2-bedroom, 1-bath setup complete with a utility/laundry room—ideal for accommodating guests or even creating a vacation rental opportunity for additional income. Outside, the property is a true coastal dream with a large dock, pier, boathouse, and lift. Enjoy days fishing, boating, and soaking in the coastal lifestyle. Unwind on the deck below or head up to the expansive observation deck—perfect for gatherings, sunsets with loved ones. Whether you're searching for a full-time residence, weekend getaway, this waterfront gem captures the best of Gulf Coast living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Raised
- Roof: Composition
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Disposal,Ice Maker,Dryer,Refrigerator,Washer,Electric Oven,Freestanding Oven,Microwave,Electric Range,Dishwasher
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- 2 Bedrooms Down,2 Bedrooms Up
- Flooring: Carpet,Vinyl,Wood
Heating & Cooling
- Heating features: None
- Cooling features: Ceiling Fan(s),Window Unit(s)
Interior Area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
Kitchen
- Features: Kitchen open to Family Room
Master Bathroom
- Features: Full Secondary Bathroom Down,Secondary Bath(s): Shower Only
Property
Details
- Parcel number: 38891
Features
- Stories: 2
- Patio & porch: Patio/Deck
- Exterior features: Boat Lift
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Bulkhead,Pier
Lot
- Lot size: 8,494 sqft
- Features: Back Yard,Waterfront,0 Up To 1/4 Acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $311 | $3,732 |
| Property Taxes | $320 | $3,840 |
| Electricity | $238 | $2,859 |
| Total | $2,461 | $29,532 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-16 | Listed for sale | $314,862 |
View on Zillow