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4626 SW 103rd Street Rd, Ocala, FL, 34476

4beds
3baths
2,508sqft
$434,850
$173price/sqft
$2,988/moest. monthly cost
$119,520/yrincome needed

About This Home

Under Construction. THIS HOME QUALIFIES FOR A LOW INTEREST RATE BUYDOWN WHEN BUYER CLOSES WITH A SELLER APPROVED LENDER AND SIGNS A CONTRACT BY 5PM ON 6/13/2026. THE REDUCED PRICE IS A PROMOTIONAL PRICE EFFECTIVE UNTIL 5PM ON 6/13/2026. Brand new CONCRETE BLOCK home under construction! Estimated completion is approx June pending any setbacks beyond the builders control. This 4 bedroom/ 3 bath home is located in popular Ocala Waterway Estates with large lots! Just a short drive to the new Publix! Very close to the Florida Greenway! 3 car garage! Beautiful Craftsman exterior! Home has a tray ceiling in the owners suite with access to covered lanai. Living room has double doors to allow for many uses of this space. (Den, study or 5th bedroom) Great floor plan for entertaining. Bath 3 has access to lanai. Bedroom 2 has private bath. Many features include upgraded cabinets, granite counter tops stainless appliance pkg, tile shower with separate soaking tub in owners bath, mini blind inserts in rear exterior doors, TILE ALL AREAS EXCEPT BEDROOMS (bedrooms and closets will have carpet), irrigation system and much more! TAEXX pest control system built in home. Builder warranty! Builder helps with closing costs if Buyer pays cash or closes with a Seller approved lender. Pictures are of similar home for illustrative purposes only. Colors and features will vary. Prices /Promotions are subject to change without notice.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

4/10
Liberty Middle SchoolGrades 6-81.1 mi
4/10
West Port High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: 2508/CR
  • Builder name: Adams Homes of NW Florida

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First
  • Area: 460
  • Dimensions: 20x23

Features

  • Split Bedroom,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,532
  • Total interior livable area: 2,508 sqft

Kitchen

  • Level: First
  • Area: 143
  • Dimensions: 13x11

Living Room

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 221
  • Dimensions: 13x17

Property

Details

  • Parcel number: 3578013003
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Irrigation System

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,198$26,376
Home Insurance *$278$3,336
Property Taxes $260$3,120
Electricity $252$3,028
Total$2,988$35,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,445/yr
40% on housing$89,640/yr
45% on housing$79,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 34476$174
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34476$155
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$430,850
2026-04-16Listed for sale$434,850

New Construction

AgentGina Junglas
BrokerageADAMS HOMES REALTY INC

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