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1133 Bell Mountain Dr, Farmington, MO, 63640

3beds
2baths
1,900sqft
$460,000
$242price/sqft
$3,137/moest. monthly cost
$125,480/yrincome needed

About This Home

Brand new construction offering the perfect blend of style, space, and functionality! This 3 bed, 2 bath home features approximately 1,900 square feet and sits on two lots, providing exceptional outdoor space with endless possibilities for entertaining and relaxing. Step inside to a bright, open floor plan designed for today’s lifestyle, with luxury vinyl plank flooring flowing throughout the entire main level for both durability and style. The spacious living area seamlessly connects to the kitchen and dining spaces, creating an ideal setup for gatherings. The primary suite is a true retreat, featuring a beautiful coffered ceiling and a spacious bathroom with a 5-foot Onyx shower. You’ll also appreciate the generously sized laundry room, offering convenience and extra storage space. The full basement includes an egress window and roughed-in plumbing for a third bathroom, giving you the perfect opportunity to expand your living space with ease. Located in a beautifully established subdivision, this home offers the rare combination of brand new construction with the charm and stability of a well-developed neighborhood. Don’t miss this opportunity to enjoy new construction with room to grow—inside and out!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

5/10
6/10
Farmington Middle SchoolGrades 7-80.9 mi
5/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick Veneer,Stone Veneer,Vinyl Siding

Other

  • Builder name: Stan Heberlie Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Exhaust Fan,Microwave,Electric Oven,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Unfinished

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Features

  • Ceiling Fan(s),Coffered Ceiling(s),Custom Cabinetry,Double Vanity,Entrance Foyer,Kitchen Island,Open Floorplan,Pantry,Separate Dining,Separate Shower,Solid Surface Countertop(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,900 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 126
  • Dimensions: 14x9

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 234
  • Dimensions: 18x13

Property

Details

  • Parcel number: 141001000000011.16
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered

Lot

  • Lot size: 0.59 Acres
  • Features: Level
  • Lot size dimensions: 135 x 225

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Earthquake
Hail
Lightning
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$425$5,100
Property Taxes $241$2,892
Electricity $145$1,741
Total$3,137$37,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,554/yr
40% on housing$94,110/yr
45% on housing$83,653/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 63640$214
St. Francois County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 63640$146
St. Francois County$143

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$460,000

New Construction

AgentVanessa L Trokey
BrokerageColdwell Banker Hulsey

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