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8438 Hickory Tree Dr, Machesney Park, IL, 61115

3beds
2baths
2,176sqft
$105,000
$48price/sqft
$955/moest. monthly cost
$38,200/yrincome needed

About This Home

Perched atop a scenic hill in a welcoming 55+ community, this beautifully maintained home offers comfort, tons of space, and easy living all on one level. Step inside to discover an inviting split-bedroom floor plan designed for privacy, with oversized rooms that provide plenty of space to relax and entertain. The massive walk-in closet in the primary bedroom will be the envy of the others! The heart of the home is a chef's kitchen featuring ample cabinetry, generous counter space, and all appliances included-perfect for preparing meals or hosting guests and family. Natural light fills the home, enhancing the open feel throughout. Enjoy morning coffee or evening sunsets on the double decks, where elevated views create a peaceful retreat. Whether you're downsizing or looking for a low-maintenance lifestyle, this home checks all the boxes with style and functionality. Don't miss you chance to own this gem in a friendly, well-maintained community!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
5/10
Harlem Middle SchoolGrades 7-84.8 mi
4/10
Harlem High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Shingle
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Single Family Residence,Mobile Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove/Cooktop,Washer,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Main
  • Area: 184.32

Bedroom3

  • Level: Main
  • Area: 147.606

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 134.52

Family Room

  • Level: Main
  • Area: 165.3

Features

  • Ceiling-Vaults/Cathedral,Walk-In Closet(s)
  • Window features: Skylight(s),Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 2,176

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,176
  • Total interior livable area: 2,176 sqft

Kitchen

  • Level: Main
  • Area: 330

Living Room

  • Level: Main
  • Area: 260.64

Master Bedroom

  • Level: Main
  • Area: 216

Property

Details

  • Parcel number: 011320
  • Special condition: Estate

Features

  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Features: City/Town

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$59$708
Property Taxes $199$2,388
Electricity $167$2,008
Total$955$11,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,742/yr
40% on housing$28,650/yr
45% on housing$25,466/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 61115$100
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61115$139
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Listed for sale$110,000

For Sale by Agent

AgentJane Eurek
BrokerageDickerson & Nieman

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