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32 Hardwood Trl, Palm Coast, FL, 32137

4beds
2baths
1,986sqft
$393,945
$198price/sqft
$2,806/moest. monthly cost
$112,240/yrincome needed

About This Home

Under Construction. The Dalton is a well-designed single-story floor plan available in communities throughout North Florida, offering low maintenance living tailored for the 55+ homeowner. With a two-car garage and three exterior elevations to choose from, buyers can select the architecture that best suits their style. At 1,986 square feet, the Dalton features energy efficient construction features with three bedrooms plus a versatile flex room. This single-level layout provides the ease of no stairs making it ideal for everyday living and entertaining family and friends. Inside, the Dalton features open-concept living, highlighted by a spacious kitchen with a large center island, quartz countertops, and designer cabinetry. The main suite includes vaulted ceilings, a dual comfort-height vanity, an oversized walk-in shower, and a spacious walk-in closet. The large screened-in lanai enhances the Florida lifestyle by allowing you to enjoy the outdoors year-round with an extension of your entertaining space right off the living room. Every home includes our Home is Connected ® smart home system designed to keep you connected to the places you value most. Whether you’re adjusting the thermostat, setting the alarm or checking who’s at your front door, managing your home is easy, convenient and just a click away. Ready to see the Dalton in person? Schedule your private tour today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
5/10
Matanzas High SchoolGrades 7,9-124.1 mi
6/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding,Wood Frame

Other

  • Builder model: Dalton
  • Builder name: DR Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Smart Home,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile

Great Room

  • Level: First
  • Area: 512
  • Dimensions: 16x32

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,186
  • Total interior livable area: 1,986 sqft

Kitchen

  • Level: First
  • Area: 195
  • Dimensions: 15x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 1610305425000001310
  • Zoning: 25
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 6,000 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Wildfire
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,992$23,904
Home Insurance *$366$4,392
Property Taxes $249$2,988
Electricity $199$2,398
Total$2,806$33,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,205/yr
40% on housing$84,180/yr
45% on housing$74,826/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$242
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$391,750

New Construction Spec

AgentCharlie Rogers
BrokerageDR HORTON REALTY INC.

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