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92-1086 Olani St APT 3, Kapolei, HI, 96707

3beds
3baths
1,715sqft
$1,875,000
$1,093price/sqft
$10,866/moest. monthly cost
$434,640/yrincome needed

About This Home

One of the best locations in the dream community of Coconut Plantation. Live the island lifestyle in this beautifully appointed 3-bedroom, 3-bath and bonus room for a nursery , or additional office space. Two extended lanai's perfect for relaxing or entertaining. Enjoy beautiful sunsets and golf course view from your own private lanai's . Don’t just dream about paradise — come experience this unique opportunity to make it your home, vacation retreat, or next investment property. Residents enjoy access to two resort-style pools and are just a short walking distance to the beautiful lagoons of Ko Olina, as well as nearby restaurants and shopping areas. Furniture included .

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

2/10
7/10
Kapolei Middle SchoolGrades 6-84.4 mi
5/10
Kapolei High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Basement (not specified)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile,Other,Carpet

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,715 sqft

Property

Features

  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Wildfire
Lightning
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,481$113,772
Home Insurance *$349$4,188
Property Taxes $484$5,808
Electricity $552$6,627
Total$10,866$130,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$372,548/yr
40% on housing$325,980/yr
45% on housing$289,760/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,093This listing

vs Other Active Listings

Avg $/sqft

ZIP 96707$591
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96707$608
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Price change$1,875,000
2026-05-22Listed for sale$1,899,000

For Sale by Owner

AgentProperty Owner

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