




1027 Swaying Palms Way W, San Diego, CA, 92154
About This Home
Welcome to 1027 Swaying Palms Way, a rarely available Plan 1 corner lot home offering 2,129 sq ft with 4 bedrooms and 3 bathrooms. This home features a dramatic open-to-below entry, luxury vinyl plank flooring downstairs, and newer carpet upstairs. The front door is equipped with a security screen, and the home includes plantation shutters throughout. The kitchen showcases granite countertops, a beautiful backsplash, extended cabinetry, and an under-counter wine fridge outlet ready for installation. Additional upgrades include a new dishwasher, new microwave and newer AC unit Washer, dryer, and refrigerator are all included. The home is prewired for surround sound and designed for entertaining with a backyard gas fireplace, additional gas hookups for a future outdoor kitchen, and a 220V hookup ready for a future spa or sauna. The backyard also features a small putting green along with a professionally installed drainage and drip irrigation system supporting the landscaping throughout the property. The garage has been upgraded with epoxy flooring and overhead storage racks that convey with the home, adding both functionality and organization. Leased solar through SunPower helps with energy efficiency and everyday savings, with approximately 12 years remaining on the lease at only $62 per month. A buyout option is also available for approximately $10,120. LOW HOA $133.
Getting Around
Schools
Construction
Condition
- Year built: 2017
Materials
- Roof: Composition,Tile/Clay
- Construction materials: Wood/Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In
- Laundry features: Electric,Gas
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 2,129
- Total interior livable area: 2,129 sqft
Property
Details
- Parcel number: 273044600
Features
- Levels: 2 Story
- Pool features: N/K
- Fencing: Wood
Parking
- Total spaces: 6
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $173 | $2,076 |
| Property Taxes | $544 | $6,528 |
| Electricity | $456 | $5,478 |
| Total | $6,103 | $73,236 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Pending sale | $960,000 |
| 2026-06-25 | Listed for sale | $975,000 |
| 2026-06-04 | Pending sale | $975,000 |
| 2026-05-26 | Listed for sale | $975,000 |
