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782 Hampshire Dr, Versailles, KY, 40383

5beds
3baths
2,479sqft
$398,868
$161price/sqft
$2,610/moest. monthly cost
$104,400/yrincome needed

About This Home

Under Construction. Current progress photos can be made available upon request. The Oakmont Ridge, part of Ball Homes' Trend Collection, offers an exceptional blend of space, style, and versatility with five bedrooms and a thoughtfully designed two-story layout. A first-floor bedroom and full bath provide the perfect space for guests, multi-generational living, or a private home office. Designed with entertaining in mind, the expansive family room flows seamlessly into the open-concept kitchen and sunny breakfast area. The kitchen showcases quartz Carrara Ambra countertops, a center island, 36-inch Aristokraft Arid cabinetry, a walk-in corner pantry, and a full suite of stainless steel appliances, including a gas range and French-door refrigerator. Luxury vinyl plank flooring enhances the main living areas with both beauty and durability. Upstairs, the spacious primary suite features a vaulted ceiling and a private ensuite with a 5' x 3'6" tiled shower, double-bowl vanity, linen closet, and generous walk-in closet. Three additional bedrooms and a conveniently located second-floor utility room complete the upper level. Outside, enjoy the home's attractive hip roof design, welcoming covered front entry, and a 12' x 12' covered patio—perfect for relaxing or entertaining outdoors. Combining quality craftsmanship, modern finishes, and functional living spaces, the Oakmont Ridge is designed to complement today's lifestyle. Framing/plumbing stage 166PK

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
6/10
10/10

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Dimensional Style
  • Construction materials: Brick Veneer,Vinyl Siding

Other

  • Builder model: Oakmont Ridge

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: First

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • Breakfast Bar,Walk-In Closet(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Carpet,Other
  • Finished area below ground: 0
  • Finished area above ground: 2,479

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 2,479
  • Total interior livable area: 2,479 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: Second

Utility Room

  • Level: Second

Property

Features

  • Levels: Two
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 9,212 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,016$24,192
Home Insurance *$177$2,124
Property Taxes $222$2,664
Electricity $195$2,349
Total$2,610$31,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,485/yr
40% on housing$78,300/yr
45% on housing$69,600/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 40383$251
Woodford County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 40383$191
Woodford County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$398,868

For Sale by Agent

AgentDeborah L Meers
BrokerageChristies International Real Estate Bluegrass

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