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13610 S River Grove Ln #84, Olive Branch, MS, 38654

5beds
4baths
2,894sqft
$519,950
$180price/sqft
$3,467/moest. monthly cost
$138,680/yrincome needed

About This Home

Carefully designed 5-bedroom, 3.5-bath home offers the perfect blend of space, comfort, and style. With a thoughtfully crafted layout, it provides ample room for both everyday living and entertaining guests. The spacious floor plan features inviting living areas, well-appointed bedrooms, and flexible spaces to accommodate a variety of lifestyles. Optional enhancements such as a 3-car garage and an extended covered patio create additional opportunities to personalize the home and maximize functionality. From its welcoming curb appeal to its versatile interior design, this home delivers the space, comfort, and features needed to enjoy every season of life.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
8/10
Center Hill MiddleGrades 6-84.0 mi
8/10
Center Hill High SchoolGrades 9-123.7 mi

Construction

Condition

  • Property condition: Move In Ready
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: See Remarks
  • Roof: See Remarks
  • Construction materials: Glass

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range
  • Laundry features: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Family Room

  • Level: Main

Features

  • See Remarks,Soaking Tub,Double Vanity,Kitchen Island
  • Door features: Dead Bolt Lock(s),Double Entry
  • Window features: Shutters
  • Flooring: See Remarks
  • Fireplace features: See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,894
  • Total interior livable area: 2,894 sqft

Property

Details

  • Parcel number: 982683748300084
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Brick,Front Porch,Rear Porch,Slab
  • Exterior features: See Remarks
  • Fencing: See Remarks
  • Waterfront features: None

Lot

  • Lot size: 0.50 Acres
  • Features: Open Lot

Parking

  • Total spaces: 8
  • Parking features: Driveway,Direct Access,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Ice Storm
Winter Weather

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$340$4,080
Property Taxes $229$2,748
Electricity $269$3,229
Total$3,467$41,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,868/yr
40% on housing$104,010/yr
45% on housing$92,453/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$519,950
2026-06-02Listed for sale$522,345

New Construction

AgentBenny R McCall
BrokerageGrant New Homes Llc Dba Grant & Co.

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