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1850 Nettle Way, Los Banos, CA, 93635

3beds
2baths
1,576sqft
$499,490
$317price/sqft
$3,329/moest. monthly cost
$133,160/yrincome needed

About This Home

New Construction! Located in the highly desired Harvest Hills II community in Los Banos built by D.R. Horton. Introducing the Madrone floorplan. This home design features three bedrooms, two full baths, and approximately 1,588 square feet of living space, all on one level for added convenience. Two bedrooms situated toward the front of the home include a full bathroom located in between with plenty of linen and closet space for ample storage. The shared secondary bathroom has a single vanity and tub, perfect for relaxing. Enjoy a gourmet kitchen that opens beautifully into open-concept dining and great room space, which is excellent for gatherings. You can fine-tune your cooking skills on your spacious island and find storage for all your favorite treats in the pantry. No HOA! All homes come with 10 year ltd. warranty. Why pay more? The options and upgrades showcased in our model homes come standard on all homesites! (Photos/renderings are of model home or artists' conception)

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

2/10
Creekside Junior HighGrades 7-80.4 mi
4/10
Los Banos High SchoolGrades 9-122.3 mi

Construction

Condition

  • New construction: Yes

Materials

  • Foundation: Concrete,Slab
  • Roof: Composition
  • Construction materials: Stucco,Glass,Wood

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Tankless Water Heater,Free-Standing Electric Oven
  • Laundry features: Laundry Room,Electric Dryer Hookup,Hookups Only,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,576 sqft

Kitchen

  • Features: Pantry Closet,Quartz Counter,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Low-Flow Shower(s),Low-Flow Toilet(s),Walk-In Closet(s),Quartz,Window

Property

Details

  • Parcel number: 430240003
  • Zoning: Residential
  • Special condition: Standard

Features

  • Fencing: Back Yard,Entry Gate,Wood,Fenced
  • Topography of land: Level,Level

Lot

  • Lot size: 5,527 sqft
  • Features: Sprinklers In Front,Shape Regular,Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Private,Attached,Enclosed,Garage Door Opener,Garage Faces Front,Driveway,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Drought
Lightning

FEMA Declared Disasters in Merced County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,525$30,300
Home Insurance *$128$1,536
Property Taxes $278$3,336
Electricity $398$4,786
Total$3,329$39,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,137/yr
40% on housing$99,870/yr
45% on housing$88,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 93635$252
Merced County$326

vs Homes Sold Last Month

Median $/sqft

ZIP 93635$266
Merced County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Listed for sale$499,490

New Construction

AgentManny Bains
BrokerageD R Horton America's Builder

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