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34205 Aspen Aly, Winchester, CA, 92586

5beds
3baths
2,538sqft
$672,990
$265price/sqft
$4,614/moest. monthly cost
$184,560/yrincome needed

About This Home

No HOA! Beautiful, brand-new two-story home in French Valley, Experience modern living in this stunning, two-story home, which showcases an open floor plan with 9-ft. ceilings and durable luxury vinyl plank flooring at first floor. The kitchen boasts a central island, white thermofoil cabinets, quartz countertops, Whirlpool® stainless steel appliances and a sleek high-arc pull-down faucet. Upstairs, a versatile loft space expands your options. Retreat to the primary suite, which features a spacious walk-in closet, plush carpeting and connecting bath with marble countertops, rectangular undermount sinks, a linen closet, tub and separate walk-in shower. Eco-conscious touches include water-efficient landscaping, a solar energy system (purchase or lease required), LED lighting, electric charging station pre-wiring, smart thermostat and all-electric design. Photos are a rendering of the model! Can purchase or lease the solar!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
Santa Rosa AcademyGrades K-125.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Electric Oven,Electric Range,Microwave
  • Laundry features: Inside,Laundry Room

Bathroom

  • Features: Bathtub,Quartz Counters,Separate Shower,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • High Ceilings,Open Floorplan,Quartz Counters,Loft
  • Door features: ENERGY STAR Qualified Doors
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: ENERGY STAR Qualified Equipment
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 2,538 sqft

Kitchen

  • Features: Quartz Counters

Property

Details

  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: None
  • Spa features: None

Lot

  • Lot size: 5,175 sqft
  • Features: Drip Irrigation/Bubblers

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,403$40,836
Home Insurance *$202$2,424
Property Taxes $465$5,580
Electricity $544$6,530
Total$4,614$55,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,194/yr
40% on housing$138,420/yr
45% on housing$123,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 92586$220
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92586$283
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$675,990
2026-08-08Price change$675,990
2026-08-01Price change$672,990
2026-07-18Price change$662,990
2026-07-03Price change$669,990
2026-06-27Price change$675,990
2026-06-24Listed for sale$687,307

New Construction

AgentMarcy Pekar
BrokerageKB Home Sales-Southern CA Inc

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