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4121 Cardigan St, Garden City, KS, 67846

3beds
2baths
1,396sqft
$285,000
$204price/sqft
$2,241/moest. monthly cost
$89,640/yrincome needed

About This Home

Don’t miss this incredible opportunity to own a brand-new home at an affordable price in the desirable Chappel Heights addition! This beautifully designed three-bedroom, two-bath home features stylish finishes throughout, a spacious primary suite with a private bath and walk-in closet, and a cozy electric fireplace perfect for relaxing evenings. The kitchen comes fully equipped with all appliances included, making it truly move-in ready. The property also offers a double-car garage and plenty of outdoor space to enjoy. This home combines comfort, quality, and value—schedule your showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Other

Other

  • Builder name: Infinity Homes LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Cooktop,Gas Oven,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Main Level

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,396

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,396 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 2721000019016000
  • Zoning description: R1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch

Lot

  • Lot size: 8,450 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$316$3,792
Property Taxes $323$3,876
Electricity $161$1,935
Total$2,241$26,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,834/yr
40% on housing$67,230/yr
45% on housing$59,760/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 67846$150
Finney County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 67846$207
Finney County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$285,000

New Construction

AgentAmanda D. Janda
BrokerageMBA Real Estate

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