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4218 Thompson Creek Rd, Jacksonville, OR, 97530

2beds
1baths
576sqft
$460,000
$799price/sqft
$2,885/moest. monthly cost
$115,400/yrincome needed

About This Home

Charming newly constructed 2020 home nestled among the pines in the heart of the Applegate Valley. This two-story 576 sq ft retreat features newer appliances, spacious layout, amazing views, and a full bathroom. An additional full 576 square feet of garage, or potential space, is not included in the listed sq footage. There are multiple entrances to property for easy parking of equipment, RVs, or vehicles. Large parking area and a new extra-large greenhouse ready for your all-season gardening visions. As a bonus, the property has been equipped with both an RV and a generator outlet. This thoughtfully constructed property sits minutes away from the Applegate river, lavender farms, and award-winning restaurants and wineries. Whether you're looking for your first home, downsizing, or an investment property, this spacious property combines character, functionality, and easy access to some of Southern Oregon's finest outdoor experiences.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
6/10
Hidden Valley High SchoolGrades 9-1210.7 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Ceiling Fan(s),Open Floorplan,Shower/Tub Combo,Tile Shower
  • Window features: Vinyl Frames
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 576
  • Total interior livable area: 576 sqft

Property

Details

  • Parcel number: 10635515
  • Zoning description: WR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: RV Hookup
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Territorial,Valley

Lot

  • Lot size: 3.29 Acres
  • Features: Garden,Level,Marketable Timber,Native Plants,Sloped,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Gravel,RV Access/Parking,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Heat Wave
Winter Weather
Earthquake
Landslide

FEMA Declared Disasters in Jackson County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$104$1,248
Property Taxes $279$3,348
Electricity $176$2,119
Total$2,885$34,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,914/yr
40% on housing$86,550/yr
45% on housing$76,933/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$799This listing

vs Other Active Listings

Avg $/sqft

ZIP 97530$282
Jackson County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 97530$310
Jackson County$265

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$460,000

For Sale by Agent

AgentJonnie Lynn LaTourrette
BrokerageKelly Right Real Estate

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