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21 Princeton St, Newport, RI, 02840

3beds
1baths
1,175sqft
$624,900
$532price/sqft
$4,204/moest. monthly cost
$168,160/yrincome needed

About This Home

Welcome to 21 Princeton Street, a beautifully renovated coastal-style condominium that perfectly blends modern updates with the charm of Newport living. Nestled on a quiet dead-end street, this 3-bedroom, 1-bath home offers two levels of thoughtfully designed living space with an open-concept layout that's ideal for both everyday living and entertaining. Recent renovations provide peace of mind and stylish finishes throughout, including an updated kitchen and bathroom, new PVC plumbing, all-new windows, full electric rewire, and a professionally waterproofed basement. Natural light fills the inviting interior, creating a bright and airy coastal feel. Step outside to enjoy your private deck overlooking a spacious backyard, perfect for summer barbecues, relaxing with friends, or enjoying the coastal breeze. Just minutes from downtown Newport's renowned restaurants, shops, waterfront, and beaches, this home offers the perfect balance of tranquility and convenience. Whether you're purchasing your first home or searching for a low-maintenance property in one of Newport's most desirable locations, 21 Princeton Street offers the perfect combination of modern updates, coastal charm, and exceptional convenience. Move right in and start enjoying everything Newport has to offer.

Getting Around

66
WalkingSomewhat Walkable
34
TransitSome Transit
58
BikeBikeable

Schools

4/10
Pell Elementary SchoolGrades PK-40.5 mi
4/10
Rogers High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer
  • Laundry features: In Building

Basement

  • Has basement: Yes
  • Basement: Full,Interior and Exterior,Unfinished,Laundry

Bathroom

  • Features: Bath w Shower Stall

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Plumbing (Copper),Plumbing (Mixed),Plumbing (PVC),Insulation (Ceiling),Insulation (Walls),Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Flooring: Hardwood
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,175

Heating & Cooling

  • Heating features: Natural Gas,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,175
  • Total interior livable area: 1,175 sqft

Property

Details

  • Parcel number: 21PRINCETONSTNEWP
  • Zoning: R10

Features

  • Stories: 2
  • Entry location: Private Entry
  • Patio & porch: Deck
  • Waterfront features: Walk to Salt Water

Lot

  • Lot size: 5,662 sqft
  • Features: Cul-De-Sac,Sidewalks

Parking

  • Parking features: No Garage,Unassigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$209$2,508
Property Taxes $447$5,364
Electricity $389$4,675
Total$4,204$50,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,137/yr
40% on housing$126,120/yr
45% on housing$112,106/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$532This listing

vs Other Active Listings

Avg $/sqft

ZIP 02840$749
Newport County$549

vs Homes Sold Last Month

Median $/sqft

ZIP 02840$651
Newport County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$584,900
2026-08-04Listing removed$624,900
2026-07-22Listed for sale$624,900

For Sale by Agent

AgentDevin Sheehan
BrokerageSERHANT.

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