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16 1959th Rd #8, Moho Kurtistown, HI, 96760

1beds
1baths
600sqft
$185,000
$308price/sqft
$1,419/moest. monthly cost
$56,760/yrincome needed

About This Home

Welcome to your private Hawaiian sanctuary! Tucked away on a generous 3-acre parcel, this charming 1-bedroom, 1-bathroom off-grid cottage offers ultimate peace and seclusion while enjoying the convenience of a paved road location on Road 8 (Moho) in Hawaiian Acres. Set well back from the road, the home is surrounded by lush greenery, creating a tranquil retreat from the everyday hustle. Step inside to discover a thoughtfully designed interior that maximizes comfort and functionality. The efficient kitchen boasts ample counter space for effortless meal preparation, flowing seamlessly into a versatile sitting area that makes an ideal home office space. Multiple covered lanais invite you to unwind outdoors, catch refreshing tropical trades, and immerse yourself in the natural beauty of your expansive property. Completely self-sufficient, the residence features a dependable off-grid solar setup equipped with 10 panels and an Outback power system. Blending privacy, sustainable living, and classic Big Island charm, this unique property is ready to welcome its next owner. Property video: https://realestatevideos.vids.io/videos/729adeb71512e2c6f8/16-1959-moho-rd

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
5/10
Keaau Middle SchoolGrades 6-87.2 mi
3/10
Keaau High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2012

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 3160460050000
  • Zoning: A-3A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Fairly Level

Lot

  • Lot size: 3 Acres
  • Features: Grassy,Wooded

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$57$684
Property Taxes $53$636
Electricity $374$4,497
Total$1,419$17,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,651/yr
40% on housing$42,570/yr
45% on housing$37,840/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 96760$245
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96760$390
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Listed for sale$185,000

For Sale by Agent

AgentHoward Meguro
BrokerageColdwell Banker Island Properties - Hilo

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