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1605 W Jackson St, Pensacola, FL, 32501

3beds
4baths
1,723sqft
$399,900
$232price/sqft
$3,446/moest. monthly cost
$137,840/yrincome needed

About This Home

Discover a unique new-construction opportunity in the heart of Downtown Pensacola, one of the area’s most vibrant and rapidly growing destinations. Conveniently located near restaurants, shopping, entertainment, festivals, the Blue Wahoos Stadium, the waterfront, and everything downtown has to offer. The two-story main residence features an open living, dining, and kitchen area on the first floor, with two bedrooms and two bathrooms upstairs. An attached studio apartment includes a private entrance, flexible bedroom/living space, a full kitchen, and a bathroom. Live in the main home while generating rental income from the studio, rent both spaces, or use it as a private in-law suite for family and guests. Featuring modern, premium finishes, this versatile home is ideal for both a primary residence and an investment property. Currently under construction and part of an exclusive 10-home development, it offers an exciting opportunity to invest in the continued growth and transformation of Downtown Pensacola. Renderings are for illustrative purposes only and may not represent the exact colors, finishes, or final construction.

Getting Around

71
WalkingVery Walkable
31
TransitSome Transit
54
BikeBikeable

Schools

2/10
Global Learning AcademyGrades PK-50.5 mi
2/10
Warrington Middle SchoolGrades 6-82.4 mi
4/10
Pensacola High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,723
  • Total interior livable area: 1,723 sqft

Master Bedroom

  • Level: Second
  • Area: 180.96

Property

Details

  • Parcel number: 000s009060150098
  • Zoning description: Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3,310 sqft
  • Features: Corner Lot

Parking

  • Parking features: 2 Space/Unit

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$1,018$12,216
Property Taxes $209$2,508
Electricity $197$2,366
Total$3,446$41,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,148/yr
40% on housing$103,380/yr
45% on housing$91,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 32501$220
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32501$243
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$399,900

New Construction

AgentElena Barba
BrokerageLevin Rinke Realty

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