4035 Choctaw Trl, New Buffalo, MI, 49117
About This Home
Reimagined for elevated Lake Michigan living, this spacious five-bedroom, three-bath Michiana retreat features a dedicated office, a new kitchen, fresh paint throughout, updated flooring and newly designed landscaping. The private resort-style deck—with gazebo, fireplace and hot tub—creates an effortless setting for summer entertaining. Positioned beside Michiana Village Park and approximately four minutes from Stop 40, the home places the beach and golf-cart-friendly community within easy reach. New Buffalo's harbor, distinctive restaurants, boutiques, wineries and breweries are just minutes away, while downtown Chicago is approximately 70 miles from your door. Polished and exceptionally well located, this is the increasingly rare Harbor Country escape that feels worlds away without sacrificing access. Opportunities offering this combination of space, setting and lifestyle do not linger.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1992
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Mid-Century Modern,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Humidifier,Built-In Gas Oven,Dishwasher,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
- Laundry features: In Basement,Lower Level
Basement
- Basement: Crawl Space,Full
Bathroom2
- Level: Main
- Area: 48.5
- Dimensions: 9.70 x 5.00
Bathroom3
- Level: Basement
- Area: 37.63
- Dimensions: 7.10 x 5.30
Bedroom2
- Level: Main
- Area: 103.79
- Dimensions: 10.70 x 9.70
Bedroom3
- Level: Main
- Area: 138.18
- Dimensions: 14.10 x 9.80
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Bonus Room
- Level: Basement
- Area: 119.84
- Dimensions: 10.70 x 11.20
Bonus Room
- Level: Basement
- Area: 101.65
- Dimensions: 10.70 x 9.50
Den
- Level: Main
- Area: 122.4
- Dimensions: 10.20 x 12.00
Dining Room
- Level: Main
- Area: 259.44
- Dimensions: 18.80 x 13.80
Features
- Ceiling Fan(s),Center Island,Eat-in Kitchen
- Window features: Insulated Windows
- Flooring: Carpet,Engineered Hardwood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,117
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,150
- Total interior livable area: 3,268 sqft
Kitchen
- Level: Main
- Area: 238.74
- Dimensions: 17.30 x 13.80
Laundry
- Level: Basement
- Area: 155.7
- Dimensions: 17.30 x 9.00
Living Room
- Level: Main
- Area: 290.64
- Dimensions: 17.30 x 16.80
Master Bathroom
- Level: Main
- Area: 56.95
- Dimensions: 8.50 x 6.70
Master Bedroom
- Level: Main
- Area: 200.08
- Dimensions: 16.40 x 12.20
Other
- Level: Main
- Area: 42.9
- Dimensions: 6.60 x 6.50
Recreation
- Level: Basement
- Area: 661.29
- Dimensions: 32.90 x 20.10
Property
Details
- Parcel number: 114149400140042
Features
- Stories: 1
- Has spa: Yes
- Spa features: Hot Tub Spa
- Fencing: Privacy
- Waterfront features: Lake
- Waterbody name: Lake Michigan
Lot
- Lot size: 10,454 sqft
- Features: Level,Wooded,Shrubs/Hedges
- Lot size dimensions: 104 x 100
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Berrien County and Michigan
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,753 | $57,036 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $799 | $9,588 |
| Electricity | $356 | $4,277 |
| Total | $6,108 | $73,296 |
Income You'd Need if You Spent...
Michigan FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $940,000 |
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