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16-2048 Pukalani Dr, Pahoa, HI, 96778

3beds
2baths
940sqft
$362,000
$385price/sqft
$2,472/moest. monthly cost
$98,880/yrincome needed

About This Home

Welcome to this brand new 3 bedroom, 2 bathroom home in the growing Ainaloa community! Designed with a desirable split floor plan, this home offers privacy and functionality, complemented by modern finishes and an open-concept living area. The kitchen features new stainless steel appliances, while the spacious suite includes a walk-in shower for added comfort. An all-in-one washer/dryer is also included for everyday convenience. Whether you're a first-time homebuyer, looking for a full-time residence, or seeking an investment opportunity, this home is an excellent value. Conveniently located just minutes from Pāhoa Town, shopping, schools, restaurants, and other everyday amenities. Don't miss your opportunity to own a quality new construction home on the Big Island!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-64.6 mi

Construction

Condition

  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave Hood,Other,Range,Refrigerator
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total structure area: 940
  • Total interior livable area: 940 sqft

Property

Details

  • Parcel number: 3160691030000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Topography of land: Fairly Level

Lot

  • Lot size: 0.28 Acres
  • Features: Cleared

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,830$21,960
Home Insurance *$163$1,956
Property Taxes $105$1,260
Electricity $374$4,497
Total$2,472$29,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,754/yr
40% on housing$74,160/yr
45% on housing$65,920/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$385This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$241
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$362,000

For Sale by Agent

AgentKuira Pao
BrokerageeXp Realty

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