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979-5 Toll Gate Rd, Warwick, RI, 02886

2beds
1baths
672sqft
$90,000
$134price/sqft
$990/moest. monthly cost
$39,600/yrincome needed

About This Home

Enjoy easy, low-maintenance living in this well-kept 2-bedroom, 1-bath home located in a desirable 55+ community. Move-in ready and thoughtfully maintained, this home is a wonderful opportunity for anyone looking to downsize without sacrificing comfort. HOA fee includes water, sewer, trash and snow removal. Conveniently located close to shopping, restaurants, and everyday amenities. Buyer must receive park approval prior to closing.

Getting Around

59
WalkingSomewhat Walkable
32
TransitSome Transit
28
BikeSomewhat Bikeable

Schools

7/10
Scott SchoolGrades K-50.8 mi
5/10
5/10
Toll Gate High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Dry Wall,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven/Range,Refrigerator,Washer

Basement

  • Basement: None

Bathroom

  • Features: Bath w Tub & Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Wall (Dry Wall),Plumbing (Mixed),Insulation (Unknown)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 672

Heating & Cooling

  • Heating features: Oil,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 672
  • Total interior livable area: 672 sqft

Property

Details

  • On leased land: Yes

Features

  • Patio & porch: Porch,Screened

Parking

  • Total spaces: 2
  • Parking features: No Garage,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Hurricane
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $455$5,460
Home Insurance *$44$528
Property Taxes $102$1,224
Electricity $389$4,675
Total$990$11,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,942/yr
40% on housing$29,700/yr
45% on housing$26,400/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 02886$255
Kent County$252

vs Homes Sold Last Month

Median $/sqft

ZIP 02886$293
Kent County$267

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Listed for sale$90,000

For Sale by Agent

AgentSlocum Home Team
BrokerageeXp Realty

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