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504 Ridgewood St, Altamonte Springs, FL, 32701

3beds
2baths
2,152sqft
$429,000
$199price/sqft
$3,222/moest. monthly cost
$128,880/yrincome needed

About This Home

UPDATED PRICE + BUYER INCENTIVE! Seller is now offering up to $5,000 toward the buyer’s closing costs or rate buy-down with an acceptable offer, and also receive up to 3% toward closing costs when using the seller’s preferred lender, Jeff Bilups with Century Financial. This is a great opportunity for buyers looking to reduce upfront costs or secure a better monthly payment. PRICED TO SELL Welcome to this exceptional opportunity in the heart of Altamonte Springs!**Truly a rare and unique opportunity in the Heart of Altamonte Springs!** This property offers not just a home, but the chance to expand, invest, or create something special. The home features a **brand new roof**, **newer A/C**, Updated Electrical, and a **deep 10-foot pool**—perfect for enjoying Florida living while providing peace of mind on major systems. With these key updates already in place, you can focus on making the home your own. A standout BONUS is the oversized garage with a built-in mechanic’s pit/workshop, complete with A/C and a compressor—ideal for car enthusiasts, hobbyists, or anyone needing a functional workspace. What truly sets this property apart is the **additional vacant lot directly behind the home, which is also available for purchase**—an extremely rare find in this area. Whether you’re looking to build a second home, create a private compound, expand your outdoor space, or secure a future investment, the possibilities here are endless. Conveniently located near shopping, dining, and major roadways, this property offers a unique combination of location, flexibility, and value. **All measurements are approximate and should be independently verified.** **Opportunities like this don’t come around often—don’t miss it!**

Getting Around

31
WalkingCar-Dependent
12
TransitMinimal Transit
32
BikeSomewhat Bikeable

Schools

6/10
5/10
Milwee Middle SchoolGrades 6-81.7 mi
6/10
Lyman High SchoolGrades PK,9-121.8 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Central Vacuum,No Closet
  • Level: First
  • Area: 360
  • Dimensions: 24x15

Features

  • Ceiling Fan(s),Central Vacuum,High Ceilings,Kitchen/Family Room Combo,Split Bedroom,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,228
  • Total interior livable area: 2,152 sqft

Kitchen

  • Features: Pantry,Storage Closet
  • Level: First
  • Area: 84
  • Dimensions: 14x6

Living Room

  • Features: Central Vacuum,Coat Closet
  • Level: First
  • Area: 140
  • Dimensions: 14x10

Primary Bedroom

  • Features: Makeup/Vanity Space,Walk-In Closet(s)
  • Level: First
  • Area: 224
  • Dimensions: 14x16

Property

Details

  • Parcel number: 1221295BD57000170
  • Zoning: R-1AA
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Screen Enclosure
  • Exterior features: Irrigation System,Rain Gutters,Sidewalk

Lot

  • Lot size: 0.36 Acres
  • Features: City Lot

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$324$3,888
Property Taxes $513$6,156
Electricity $216$2,598
Total$3,222$38,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,468/yr
40% on housing$96,660/yr
45% on housing$85,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 32701$110
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32701$232
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$449,900
2026-03-25Listed for sale$475,000

For Sale by Agent

AgentSara Kruger
BrokerageLPT REALTY, LLC

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