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120 STOKES LANDING Road, Saint Augustine, FL, 32095

3beds
4baths
2,460sqft
$524,000
$213price/sqft
$3,648/moest. monthly cost
$145,920/yrincome needed

About This Home

Discover the perfect blend of privacy, space, and true Florida living at 120 Stokes Landing Rd, a beautifully maintained property located just minutes from historic downtown St. Augustine. Tucked away on a generous .99 acre homesite surrounded by lush natural scenery, this home offers room to breathe while still being conveniently close to shopping, dining, beaches, and top-rated St. Johns County schools. Inside, you'll find a bright, open layout designed for both everyday comfort and effortless entertaining. The spacious living area flows seamlessly into the kitchen and dining spaces, creating a warm and welcoming environment. Large windows bring in abundant natural light and offer tranquil views of the surrounding greenery. Step outside to enjoy the expansive backyard, ideal for outdoor living, gardening, or creating your dream pool oasis. With no HOA and plenty of room for boats, RVs, or additional toys, this property provides the freedom and flexibility that's increasingly hard The inside was freshly painted in 2025, with a 2020 roof, 2022 AC, and new water heaters in 2023 and 2025.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
9/10

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Generational,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Refrigerator,Tankless Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Guest Suite,Primary Bathroom - Tub with Shower,Walk-In Closet(s)
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,460 sqft

Property

Details

  • Parcel number: 0742350000

Features

  • Levels: One
  • Stories: 1
  • Pool features: In Ground
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Back Yard,Chain Link,Wood

Lot

  • Lot size: 0.99 Acres

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Carport,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,649$31,788
Home Insurance *$270$3,240
Property Taxes $482$5,784
Electricity $247$2,970
Total$3,648$43,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,074/yr
40% on housing$109,440/yr
45% on housing$97,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 32095$226
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32095$224
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$524,000
2026-04-02Price change$549,000
2026-03-13Price change$575,000
2026-02-20Price change$582,000
2026-01-28Price change$582,500
2026-01-22Price change$583,000
2026-01-12Price change$583,500
2025-12-15Price change$584,000
2025-11-24Price change$584,500
2025-10-24Price change$585,000
2025-09-12Price change$598,900
2025-07-02Price change$599,900
2025-05-28Price change$619,000
2025-05-16Listed for sale$639,000
2015-09-18Sold$285,000
2015-08-18Price change$314,900
2015-07-13Price change$319,900
2015-06-22Price change$324,900
2015-05-06Listed for sale$334,900

For Sale by Agent

AgentGALEANN MONTAGUE
BrokerageLA ROSA REALTY NORTH FLORIDA, LLC.

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