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241 Tropic Way, Saint Augustine, FL, 32080

3beds
2baths
1,296sqft
$460,000
$355price/sqft
$3,400/moest. monthly cost
$136,000/yrincome needed

About This Home

Discover the epitome of island living at 241 Tropic Way, a charming and beautifully updated 3-bedroom, 2-bath home on Anastasia Island. This TURNKEY gem is perfect as a primary residence, a second home, or a savvy investment opportunity. With fresh updates including stainless steel appliances, granite countertops, and sleek laminate flooring throughout, this home offers modern style and effortless functionality. The open-concept kitchen flows seamlessly into the living area, creating a welcoming space to gather with family and friends. Step outside to your private backyard oasis, complete with a deck perfect for evening BBQs, a putting green for casual fun, and a cozy fire pit to enjoy under the stars. Beyond the property’s inviting features, the location offers unmatched convenience and a laid-back beach lifestyle. With no HOA or CDD fees, you can bring your boat or RV and embrace the freedom to explore. Enjoy a leisurely stroll or bike ride to nearby beaches, local restaurants, and grocery stores, where every day feels like a getaway. Don’t miss the opportunity to own this slice of paradise and make your coastal living dreams a reality!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Bedroom2

  • Area: 121

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Combo
  • Area: 156

Features

  • Ceiling Fan(s)
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,696
  • Total interior livable area: 1,296 sqft

Kitchen

  • Area: 117

Living Room

  • Area: 288

Master Bathroom

  • Features: Tub/Shower Combo

Master Bedroom

  • Level: First
  • Area: 182

Property

Details

  • Parcel number: 1758250350
  • Zoning: RS-3

Features

  • Levels: Split
  • Stories: 1
  • Entry location: Ground Level
  • Fencing: Full

Lot

  • Lot size: 8,276 sqft
  • Features: Regular,Less than 1/4 Acre
  • Lot size dimensions: 86x90

Parking

  • Total spaces: 1
  • Parking features: 1 Car Garage,Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$361$4,332
Property Taxes $516$6,192
Electricity $197$2,366
Total$3,400$40,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$116,571/yr
40% on housing$102,000/yr
45% on housing$90,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$355This listing

vs Other Active Listings

Avg $/sqft

ZIP 32080$343
St. Johns County$292

vs Homes Sold Last Month

Median $/sqft

ZIP 32080$356
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Price change$470,000
2026-03-02Listed for sale$489,000
2026-01-01Listing removed$489,000
2025-07-24Price change$489,000
2025-07-01Listed for sale$499,000
2025-07-01Listing removed$510,000
2025-05-20Price change$510,000
2025-01-14Listed for sale$525,000
2021-09-07Sold$399,500
2021-07-08Contingent$415,000
2021-07-01Listed for sale$415,000
2012-12-27Sold$167,500
2012-10-28Listed for sale$199,000
2012-05-31Sold$93,000

For Sale by Agent

AgentLuke Newcomer, The Newcomer Group
BrokerageThe Newcomer Group

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