See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4969 Medoras Ave, Saint Augustine, FL, 32080

2beds
1baths
800sqft
$1,300,000
$1,625price/sqft
$9,198/moest. monthly cost
$367,920/yrincome needed

About This Home

Welcome to the Pearl. Built in 1959 with cypress timbers, this beach getaway truly is the pearl of the beach. Thoughtfully designed for open-concept living, the cozy two-bedroom, one-bath cottage has a covered front porch and a spacious fully fenced backyard, with an outdoor shower and brick patio. Completely renovated from the studs out, the Pearl is fully turnkey and sold furnished. This treasured beach cottage has a strong rental history. Many beach memories have been made in this home, just a three-minute walk from Crescent/Butler Beach. Purchase the property next door (4955 Medoras Avenue) and create a family compound!

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Year built: 1959

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 953
  • Total interior livable area: 800 sqft

Master Bathroom

  • Features: Shower Only

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1771600000
  • Zoning: RS-3

Features

  • Stories: 1
  • Entry location: Ground Level
  • Patio & porch: Porch

Lot

  • Lot size: 7,840 sqft
  • Features: Less than 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in St. Johns County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,573$78,876
Home Insurance *$1,022$12,264
Property Taxes $1,406$16,872
Electricity $197$2,366
Total$9,198$110,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$315,360/yr
40% on housing$275,940/yr
45% on housing$245,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,625This listing

vs Other Active Listings

Avg $/sqft

ZIP 32080$339
St. Johns County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 32080$356
St. Johns County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-19Listed for sale$1,300,000
2013-09-26Sold$177,500
2013-03-18Sold$117,000

For Sale by Agent

AgentPolly MacKay
BrokerageBeach Town Realty of St Augustine

Similar Homes