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664 County Road 467, Lake Panasoffkee, FL, 33538

4beds
2baths
1,329sqft
$420,000
$316price/sqft
$3,070/moest. monthly cost
$122,800/yrincome needed

About This Home

Waterfront — Situated on an oversized corner canal lot with water on two sides and beautiful views of Lake Panasoffkee, this 4-bedroom, 2-bath home offers the best of Florida living. The property features 360 feet of seawall, much of which has been recently resurfaced, along with a private boathouse with an updated electric boat lift, providing direct access for boating and fishing just steps away. The home has a durable metal roof, and the Window World windows come with a lifetime warranty, adding efficiency and peace of mind. A new sprinkler pump keeps the mature loquat, avocado, and citrus trees, along with the yard, looking their best. The home includes a screened front porch, perfect for enjoying sunrise views with a cup of coffee. Inside, you'll find an updated kitchen with granite countertops and stainless steel appliances. Both bathrooms have been updated with tiled shower floors and walls, glass shower doors, and granite vanities, creating a comfortable and move-in-ready space for everyday living. Exterior highlights include a 28x32 garage with a work bench/storage, 20x30 metal carport, new vinyl privacy fence, seamless gutters, and a chain-link fenced back yard. Ideal for full-time living, weekend getaway, or Airbnb investment. A great waterfront opportunity with extensive seawall and lake views. Lake Panasoffkee--renowned for some of the best fishing in Florida.The lake flows into the scenic Withlacoochee River that makes boating, kayaking, and viewing an abundance of native wildlife an exciting day. Enjoy the small-town charm while still being just minutes from The Villages that hosts free nightly entertainment, golf courses, shopping, dining, and much more! You're also close to Florida’s west coast, offering waterfront dining, kayaking, fishing, beaches, and natural springs for the perfect weekend adventures. Convenient access to I-75 and the Florida Turnpike makes travel to Orlando’s theme parks and major airports a breeze. This home gives the perfect blend of comfort, privacy, and convenience to the Florida lifestyle. Equal Housing Opportunity.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10
South Sumter High SchoolGrades 7,9-127.3 mi
7/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Range Hood,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Bathroom1

  • Level: First

Bedroom1

  • Features: Storage Closet
  • Level: First

Bedroom2

  • Features: Storage Closet
  • Level: First

Bedroom3

  • Features: Storage Closet
  • Level: First

Bedroom4

  • Features: Storage Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Primary Bedroom Main Floor,Split Bedroom,Thermostat
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,357
  • Total interior livable area: 1,329 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Features: Linen Closet
  • Level: First

Primary Bedroom

  • Features: Storage Closet
  • Level: First

Property

Details

  • Parcel number: J04G009
  • Zoning: RES500
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Screened
  • Exterior features: Dog Run,Garden,Storage
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Water,Canal,Lake
  • Has water view: Yes
  • Water view: Water,Canal,Lake
  • On waterfront: Yes
  • Waterfront features: Canal - Freshwater,Freshwater Canal Access,Lift - Covered,Seawall,Skiing Allowed
  • Waterbody name: LAKE PANASOFFKEE
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 0.44 Acres
  • Features: Landscaped,Near Marina,Private
  • Lot size dimensions: 180 x 108

Parking

  • Total spaces: 6
  • Parking features: Boat,Driveway,Golf Cart Parking,Guest,Off Street,Open,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 6
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$318$3,816
Property Taxes $432$5,184
Electricity $197$2,366
Total$3,070$36,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,257/yr
40% on housing$92,100/yr
45% on housing$81,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 33538$139
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 33538$190
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Listed for sale$420,000
2020-02-21Listing removed$210,000
2019-11-06Listed for sale$210,000
1998-07-14Sold$80,000

For Sale by Agent

AgentDonny Stokes
BrokerageFLORIDA REALTY INVESTMENTS

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