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30 Blue Gill Loop, Defuniak Springs, FL, 32433

2beds
1baths
896sqft
$258,000
$288price/sqft
$1,922/moest. monthly cost
$76,880/yrincome needed

About This Home

Small home located in north Defuniak Springs. Close proximity to shopping and dining. Buyer to verify all pertinent information including square footage and lot dimensions. Property is being sold AS IS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
Walton Middle SchoolGrades 6-83.7 mi
7/10
Walton High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1996

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater

Bedroom

  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Kitchen

  • Level: First
  • Area: 110
  • Dimensions: 11 x 10

Living Room

  • Level: First
  • Area: 247
  • Dimensions: 19 x 13

Master Bedroom

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Property

Details

  • Parcel number: 113N191970000C0020
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Fencing: Full

Lot

  • Lot size: 0.34 Acres
  • Features: Within 1/2 Mile to Water
  • Lot size dimensions: 80 x 189

Parking

  • Total spaces: 2
  • Parking features: Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Tornado
Cold Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,304$15,648
Home Insurance *$302$3,624
Property Taxes $119$1,428
Electricity $197$2,366
Total$1,922$23,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,897/yr
40% on housing$57,660/yr
45% on housing$51,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 32433$132
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32433$169
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$258,000
2023-08-04Sold$199,000
2023-05-28Pending sale$199,000
2023-05-28Listed for sale$199,000
2021-03-12Sold$121,000
2020-12-03Price change$121,990
2020-11-04Price change$122,900
2020-11-03Listed for sale$123,900
2008-11-21Listing removed$105,000
2008-05-29Listed for sale$105,000
2006-05-30Sold$126,000
2005-11-22Sold$119,000
2002-07-26Sold$45,000
2002-01-28Sold$54,800
2001-02-02Sold$58,000

Pre-Foreclosure - For Sale by Agent

AgentNatalia Sevciuc
BrokerageStars Realty

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