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214 Tumwater Dr, Oregon City, OR, 97045

2beds
2baths
1,603sqft
$325,000
$203price/sqft
$2,437/moest. monthly cost
$97,480/yrincome needed

About This Home

Calling all investors, builders, and renovators! Here's your chance to restore a classic Oregon City property in a convenient location just minutes from historic downtown, parks, shopping, and restaurants. Bring your vision and unlock the potential this property has to offer. Sold AS-IS. Buyer to perform all due diligence regarding condition, zoning, and future use. Cash or rehabilitation financing is recommended.

Getting Around

57
WalkingSomewhat Walkable
42
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

6/10
5/10
Ogden Middle SchoolGrades 6-81.7 mi
8/10
Oregon City High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1935

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Level: Lower

Features

  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Fireplace(s)
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,603
  • Total interior livable area: 1,603 sqft

Kitchen

  • Level: Main

Living Room

  • Features: Fireplace
  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00577254

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Porch
  • Fencing: Fenced

Lot

  • Features: SqFt 3000 to 4999

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Clackamas County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$73$876
Property Taxes $545$6,540
Electricity $176$2,119
Total$2,437$29,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,554/yr
40% on housing$73,110/yr
45% on housing$64,986/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 97045$276
Clackamas County$305

vs Homes Sold Last Month

Median $/sqft

ZIP 97045$322
Clackamas County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$325,000
2013-10-31Listing removed$1,075
2013-10-08Listed for rent$1,075
2012-09-12Listing removed$1,020
2012-08-31Price change$1,020
2012-08-30Listed for rent$995
2007-04-20Sold$235,000
1999-03-22Sold$113,500

For Sale by Agent

AgentKayla McCaul
BrokerageSoldera Properties, Inc

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