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653 S River Rd, Cottage Grove, OR, 97424

4beds
3baths
4,472sqft
$725,000
$162price/sqft
$5,411/moest. monthly cost
$216,440/yrincome needed

About This Home

Discover a once-in-a-lifetime opportunity to own a truly exceptional property in the Historic District of Cottage Grove. Over an acre of beautifully landscaped grounds, this remarkable estate features a 2,700 sq ft charming, vintage, home paired with an attached 1,740 sq ft addition, offering endless potential for your unique vision. Lovingly cared for more than 125 years, the main home has preserved its timeless character while enjoying thoughtful updates. The welcoming country kitchen blends history and modern convenience with an antique-style pellet stove, period light fixtures, slate counters, gas range, farmhouse sink, butcher block island with power, walk-in pantry, and oversized picture windows framing the serene landscape. The main-level bathroom exudes luxury with a walk-in shower, deep claw-foot tub, wood wainscoting, and pedestal sink. The expansive living room features original hardwood floors, high ceilings with crown molding, built-in bookshelves, and a cozy wood-burning fireplace stove. The formal dining room features a built-in hutch and a stunning chandelier reminiscent of classic kerosene lighting. The well-sized primary bedroom has its own wood-burning stove and walk-in closet. Upstairs, all bedrooms have newer windows and crown molding. The second full bathroom continues the period style with an antique claw-foot tub and shower attachment. The 1,750 sq ft attached addition, designed in harmony with the original home, includes heating and A/C, gas fuel, and a half bath. Currently a commercial bakery, this space offers limitless potential. Buyers are encouraged to perform their due diligence regarding change of use or conversion. Outdoor living spaces include, large patio with a fire pit, gated, fully paved driveway, detached oversized, one-car garage with shed. Fenced garden, fruit trees, and expansive grassy areas with sprinkler system. This extraordinary property blends history,charm & versatility, in an unmatched opportunity in Cottage Grove.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

6/10
5/10
Lincoln Middle SchoolGrades 6-80.6 mi
5/10
Cottage Grove High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Approximately
  • Year built: 1896

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Stainless Steel Appliance(s),Washer/Dryer,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Area: 225

Bedroom3

  • Level: Upper
  • Area: 210

Bedroom4

  • Level: Upper
  • Area: 154

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Builtin Features, Exterior Entry, Hardwood Floors,High Ceilings
  • Level: Main
  • Area: 225

Features

  • Ceiling Fan(s),High Ceilings,Soaking Tub,Built-in Features,Bookcases,Walk-In Closet(s),Kitchen Island,Pantry
  • Window features: Vinyl Frames,Wood Frames
  • Flooring: Hardwood,Wood
  • Number of fireplaces: 3
  • Fireplace features: Pellet Stove,Stove,Wood Burning,Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 4,472
  • Total interior livable area: 4,472 sqft

Kitchen

  • Level: Main
  • Area: 340

Living Room

  • Features: Bookcases, Hardwood Floors,High Ceilings
  • Level: Main
  • Area: 493

Master Bedroom

  • Features: Walkin Closet, Wood Stove
  • Level: Upper
  • Area: 255

Property

Details

  • Parcel number: 0906402
  • Zoning: Res

Features

  • Stories: 2
  • Patio & porch: Covered Patio,Patio
  • Exterior features: Garden,Yard,Exterior Entry
  • Fencing: Fenced
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: Coast Fork

Lot

  • Lot size: 1.06 Acres
  • Features: Gated,Gentle Sloping,Level,Sprinkler,Acres 1 to 3

Parking

  • Total spaces: 1
  • Parking features: Off Street,Detached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$229$2,748
Property Taxes $1,112$13,344
Electricity $405$4,870
Total$5,411$64,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$185,520/yr
40% on housing$162,330/yr
45% on housing$144,293/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 97424$271
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97424$292
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$775,000
1988-11-15Sold$135,000

For Sale by Agent

AgentJennifer Jardine
BrokerageRE/MAX Integrity

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