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451 Oak Ter, Sweet Home, OR, 97386

6beds
5baths
6,073sqft
$524,900
$86price/sqft
$3,686/moest. monthly cost
$147,440/yrincome needed

About This Home

Welcome to 451 Oak Terrace in Sweet Home, the biggest house currently listed in Sweet Home with an impressive 6,073 sq ft of living space on a rare double lot. This spacious home offers 6 bedrooms, 5 bathrooms, two offices, a living room, family room, and dining room, providing flexibility for a variety of living needs. The large lot offers room to enjoy outdoor space while being close to local amenities and schools. Schedule your showing today! (Yard was touched up by A.I.)

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
5/10
3/10
Sweet Home High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1939

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Built-In Range,Microwave,Range Included,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 2

Dining Room

  • Features: Formal
  • Level: Main

Family Room

  • Level: Upper

Features

  • Den,Mudroom,Office,Walk-in Pantry
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,073
  • Total interior livable area: 6,073 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 00251195

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Tan
  • Fencing: Fenced

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in Linn County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$162$1,944
Property Taxes $319$3,828
Electricity $551$6,613
Total$3,686$44,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,377/yr
40% on housing$110,580/yr
45% on housing$98,293/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 97386$200
Linn County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 97386$269
Linn County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$534,897
2026-04-29Price change$534,898
2026-04-18Listed for sale$534,899
2026-04-11Contingent$544,994
2026-04-02Price change$544,994
2026-03-25Price change$544,995
2026-03-02Price change$545,000
2026-02-25Price change$544,999
2026-02-05Listed for sale$545,000
2026-02-04Listing removed$554,995
2026-01-26Price change$554,995
2026-01-20Price change$554,999
2026-01-05Price change$554,997
2025-12-15Price change$554,998
2025-12-08Price change$554,999
2025-11-02Listed for sale$555,000
2021-03-24Listing removed--
2020-07-18Listing removed$410,000
2020-06-01Price change$410,000
2020-01-13Listed for sale$400,000
2015-08-28Sold$231,500
2015-04-09Listing removed$235,000
2014-08-05Price change$235,000
2014-05-08Price change$350,000
2013-07-12Price change$285,000
2013-05-08Listed for sale$300,000
2011-03-04Sold$145,000

For Sale by Agent

AgentCHASE LOPEZ
BrokerageHomesmart Realty Group

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